MetaCap

Metropolitan Bank (MCB) vs MetroCity Bankshares (MCBS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

MetroCity Bankshares (MCBS) has outperformed Metropolitan Bank (MCB) over the past year, gaining 28.6% versus a gain of 14.6%. Over five years, MCBS leads with a +60.7% price change compared with -0.7% for MCB. Metropolitan Bank is the larger company by market cap ($1.08 billion vs $994.7 million), about 1.1 times the size.

On valuation, Metropolitan Bank trades at a lower forward P/E (7.6x vs 10.6x for MetroCity Bankshares). MetroCity Bankshares offers the higher dividend yield (3.01% vs 0.86%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

MCB+14.60%MCBS+28.62%
+41%+12%-16%
Oct 7, 20251 yearOct 7, 2026
MCB+0.25%MCBS+60.22%
+77%-3%-83%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

MCB versus MCBS key metrics
MetricMCBMCBS
Share price$87.05$34.56
Market cap$1.08B$994.68M
1-day change-1.89%-0.86%
YTD return+14.00%+30.22%
1-year return+14.60%+28.62%
5-year return-0.68%+60.74%
P/E ratio (TTM)11.1612.00
Forward P/E7.6310.57
EPS (TTM)$7.80$2.88
Dividend yield0.86%3.01%
Annual dividend$0.75$1.04
52-week high$102.04$37.46
52-week low$64.66$24.53
Distance from 52-week high-14.69%-7.74%
Analyst consensusbuynone
Avg. price target upside+21.00%+9.95%
Average volume131.39K79.41K
Shares outstanding12.40M28.78M
Employees326317
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • MCBS has outperformed MCB by 14.0 percentage points over the past year.
  • MetroCity Bankshares offers a meaningfully higher dividend yield (3.01% vs 0.86%).

About Metropolitan Bank

MCB stock →

Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services.

Finance · Major Banks · 326 employees

About MetroCity Bankshares

MCBS stock →

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.

Finance · Major Banks · 317 employees

MCB vs MCBS FAQ

Which is bigger, Metropolitan Bank or MetroCity Bankshares?

Metropolitan Bank (MCB) is larger, with a market capitalization of $1.08B compared with $994.68M for MetroCity Bankshares (MCBS).

Which stock has performed better over the past year, MCB or MCBS?

MCBS returned +28.62% over the past 12 months, compared with +14.60% for MCB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, MCB or MCBS?

MCB has the lower trailing P/E at 11.2, versus 12.0 for MCBS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Metropolitan Bank or MetroCity Bankshares?

MetroCity Bankshares has the higher yield at 3.01%, compared with 0.86% for Metropolitan Bank.

Are Metropolitan Bank and MetroCity Bankshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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