First Guaranty Bancshares (FGBI) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Provident Financial (PROV) has outperformed First Guaranty Bancshares (FGBI) over the past year, gaining 15.6% versus a loss of 7.1%. Over five years, PROV leads with a +9.1% price change compared with -55.5% for FGBI. First Guaranty Bancshares is the larger company by market cap ($134.5 million vs $114.5 million), about 1.2 times the size.
On valuation, First Guaranty Bancshares trades at a lower forward P/E (12.5x vs 14.5x for Provident Financial). Provident Financial offers the higher dividend yield (3.05% vs 0.49%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FGBI | PROV |
|---|---|---|
| Share price | $8.13 | $18.38 |
| Market cap | $134.46M | $114.55M |
| 1-day change | -1.81% | +0.33% |
| YTD return | +54.19% | +15.12% |
| 1-year return | -7.14% | +15.55% |
| 5-year return | -55.46% | +9.08% |
| P/E ratio (TTM) | — | 17.84 |
| Forward P/E | 12.51 | 14.47 |
| EPS (TTM) | $-2.42 | $1.03 |
| Dividend yield | 0.49% | 3.05% |
| Annual dividend | $0.04 | $0.56 |
| 52-week high | $11.02 | $18.99 |
| 52-week low | $4.31 | $14.95 |
| Distance from 52-week high | -26.19% | -3.24% |
| Analyst consensus | none | — |
| Avg. price target upside | +10.70% | — |
| Average volume | 23.53K | 13.15K |
| Shares outstanding | 16.54M | 6.23M |
| Employees | 333 | — |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PROV has outperformed FGBI by 22.7 percentage points over the past year.
- Provident Financial offers a meaningfully higher dividend yield (3.05% vs 0.49%).
About First Guaranty Bancshares
FGBI stock →First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas.
Finance · Savings Institutions · 333 employees
FGBI vs PROV FAQ
Which is bigger, First Guaranty Bancshares or Provident Financial?
First Guaranty Bancshares (FGBI) is larger, with a market capitalization of $134.46M compared with $114.55M for Provident Financial (PROV).
Which stock has performed better over the past year, FGBI or PROV?
PROV returned +15.55% over the past 12 months, compared with -7.14% for FGBI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, First Guaranty Bancshares or Provident Financial?
Provident Financial has the higher yield at 3.05%, compared with 0.49% for First Guaranty Bancshares.
Are First Guaranty Bancshares and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.