MetaCap

Midland States Bancorp (MSBI) vs Red River Bancshares (RRBI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Midland States Bancorp (MSBI) has outperformed Red River Bancshares (RRBI) over the past year, gaining 97.2% versus a gain of 56.7%. Over five years, RRBI leads with a +97.0% price change compared with +27.6% for MSBI. Midland States Bancorp is the larger company by market cap ($667.4 million vs $660.2 million), about 1.0 times the size.

On valuation, Midland States Bancorp trades at a lower forward P/E (9.5x vs 13.1x for Red River Bancshares). Midland States Bancorp offers the higher dividend yield (3.98% vs 0.80%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

MSBI+96.74%RRBI+56.69%
+115%+49%-18%
Oct 8, 20251 yearOct 8, 2026
MSBI+24.22%RRBI+98.62%
+109%+29%-51%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

MSBI versus RRBI key metrics
MetricMSBIRRBI
Share price$32.16$100.27
Market cap$667.39M$660.19M
1-day change-1.23%-1.55%
YTD return+51.91%+42.59%
1-year return+97.18%+56.69%
5-year return+27.57%+97.00%
P/E ratio (TTM)20.8814.43
Forward P/E9.4913.05
EPS (TTM)$1.54$6.95
Dividend yield3.98%0.80%
Annual dividend$1.28$0.80
52-week high$35.10$104.87
52-week low$14.24$61.60
Distance from 52-week high-8.38%-4.39%
Analyst consensusholdnone
Avg. price target upside+3.39%+9.70%
Average volume172.12K71.36K
Shares outstanding20.75M6.58M
Employees839381
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • MSBI has outperformed RRBI by 40.5 percentage points over the past year.
  • Midland States Bancorp trades at a higher earnings multiple (20.9x vs 14.4x trailing P/E).
  • Midland States Bancorp offers a meaningfully higher dividend yield (3.98% vs 0.80%).

About Midland States Bancorp

MSBI stock →

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.

Finance · Major Banks · 839 employees

About Red River Bancshares

RRBI stock →

Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in the United States.

Finance · Major Banks · 381 employees

MSBI vs RRBI FAQ

Which is bigger, Midland States Bancorp or Red River Bancshares?

Midland States Bancorp (MSBI) is larger, with a market capitalization of $667.39M compared with $660.19M for Red River Bancshares (RRBI).

Which stock has performed better over the past year, MSBI or RRBI?

MSBI returned +97.18% over the past 12 months, compared with +56.69% for RRBI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, MSBI or RRBI?

RRBI has the lower trailing P/E at 14.4, versus 20.9 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Midland States Bancorp or Red River Bancshares?

Midland States Bancorp has the higher yield at 3.98%, compared with 0.80% for Red River Bancshares.

Are Midland States Bancorp and Red River Bancshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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