Midland States Bancorp (MSBI) vs Peoples Financial Services (PFIS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Midland States Bancorp (MSBI) has outperformed Peoples Financial Services (PFIS) over the past year, gaining 92.2% versus a gain of 44.9%. Over five years, PFIS leads with a +49.4% price change compared with +27.9% for MSBI. Peoples Financial Services is the larger company by market cap ($694.8 million vs $680.9 million), about 1.0 times the size.
On valuation, Peoples Financial Services trades at a lower forward P/E (9.6x vs 9.7x for Midland States Bancorp). Midland States Bancorp offers the higher dividend yield (3.90% vs 3.58%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MSBI | PFIS |
|---|---|---|
| Share price | $32.81 | $69.41 |
| Market cap | $680.88M | $694.77M |
| 1-day change | +1.74% | +1.54% |
| YTD return | +52.34% | +40.32% |
| 1-year return | +92.19% | +44.90% |
| 5-year return | +27.93% | +49.40% |
| P/E ratio (TTM) | 21.03 | 12.28 |
| Forward P/E | 9.68 | 9.64 |
| EPS (TTM) | $1.56 | $5.65 |
| Dividend yield | 3.90% | 3.58% |
| Annual dividend | $1.28 | $2.49 |
| 52-week high | $35.10 | $73.37 |
| 52-week low | $14.24 | $43.64 |
| Distance from 52-week high | -6.52% | -5.40% |
| Analyst consensus | hold | none |
| Avg. price target upside | +1.34% | +5.90% |
| Average volume | 173.19K | 55.89K |
| Shares outstanding | 20.75M | 10.01M |
| Employees | 839 | 547 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MSBI has outperformed PFIS by 47.3 percentage points over the past year.
- Midland States Bancorp trades at a higher earnings multiple (21.0x vs 12.3x trailing P/E).
About Midland States Bancorp
MSBI stock →Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.
Finance · Major Banks · 839 employees
About Peoples Financial Services
PFIS stock →Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Finance · Major Banks · 547 employees
MSBI vs PFIS FAQ
Which is bigger, Midland States Bancorp or Peoples Financial Services?
Peoples Financial Services (PFIS) is larger, with a market capitalization of $694.77M compared with $680.88M for Midland States Bancorp (MSBI).
Which stock has performed better over the past year, MSBI or PFIS?
MSBI returned +92.19% over the past 12 months, compared with +44.90% for PFIS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MSBI or PFIS?
PFIS has the lower trailing P/E at 12.3, versus 21.0 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Midland States Bancorp or Peoples Financial Services?
Midland States Bancorp has the higher yield at 3.90%, compared with 3.58% for Peoples Financial Services.
Are Midland States Bancorp and Peoples Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.