California BanCorp (BCAL) vs Midland States Bancorp (MSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Midland States Bancorp (MSBI) has outperformed California BanCorp (BCAL) over the past year, gaining 92.2% versus a gain of 27.1%. Over five years, BCAL leads with a +37.9% price change compared with +27.9% for MSBI. California BanCorp is the larger company by market cap ($687.4 million vs $669.3 million), about 1.0 times the size.
On valuation, Midland States Bancorp trades at a lower forward P/E (9.5x vs 11.5x for California BanCorp). Midland States Bancorp offers the higher dividend yield (3.97% vs 1.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCAL | MSBI |
|---|---|---|
| Share price | $21.38 | $32.25 |
| Market cap | $687.38M | $669.26M |
| 1-day change | -1.29% | -1.62% |
| YTD return | +14.52% | +52.34% |
| 1-year return | +27.11% | +92.19% |
| 5-year return | +37.94% | +27.93% |
| P/E ratio (TTM) | 11.56 | 21.08 |
| Forward P/E | 11.51 | 9.51 |
| EPS (TTM) | $1.85 | $1.53 |
| Dividend yield | 1.40% | 3.97% |
| Annual dividend | $0.30 | $1.28 |
| 52-week high | $22.41 | $35.10 |
| 52-week low | $15.85 | $14.24 |
| Distance from 52-week high | -4.60% | -8.12% |
| Analyst consensus | strong_buy | hold |
| Avg. price target upside | +15.76% | +3.10% |
| Average volume | 208.48K | 172.74K |
| Shares outstanding | 32.15M | 20.75M |
| Employees | 297 | 839 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MSBI has outperformed BCAL by 65.1 percentage points over the past year.
- Midland States Bancorp trades at a higher earnings multiple (21.1x vs 11.6x trailing P/E).
- Midland States Bancorp offers a meaningfully higher dividend yield (3.97% vs 1.40%).
About California BanCorp
BCAL stock →California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States.
Financial Services · Banks - Regional · 297 employees
About Midland States Bancorp
MSBI stock →Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.
Financial Services · Banks - Regional · 839 employees
BCAL vs MSBI FAQ
Which is bigger, California BanCorp or Midland States Bancorp?
California BanCorp (BCAL) is larger, with a market capitalization of $687.38M compared with $669.26M for Midland States Bancorp (MSBI).
Which stock has performed better over the past year, BCAL or MSBI?
MSBI returned +92.19% over the past 12 months, compared with +27.11% for BCAL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCAL or MSBI?
BCAL has the lower trailing P/E at 11.6, versus 21.1 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, California BanCorp or Midland States Bancorp?
Midland States Bancorp has the higher yield at 3.97%, compared with 1.40% for California BanCorp.
Are California BanCorp and Midland States Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.