NorthEast Community Bancorp (NECB) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
NorthEast Community Bancorp (NECB) has outperformed Waterstone Financial (WSBF) over the past year, gaining 31.4% versus a gain of 28.4%. Over five years, NECB leads with a +157.1% price change compared with -3.8% for WSBF. NorthEast Community Bancorp is the larger company by market cap ($379.1 million vs $347.5 million), about 1.1 times the size.
On valuation, NorthEast Community Bancorp trades at a lower forward P/E (6.9x vs 19.1x for Waterstone Financial). Waterstone Financial offers the higher dividend yield (3.31% vs 3.09%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NECB | WSBF |
|---|---|---|
| Share price | $27.54 | $19.33 |
| Market cap | $379.12M | $347.50M |
| 1-day change | +0.77% | -0.67% |
| YTD return | +20.88% | +18.61% |
| 1-year return | +31.39% | +28.38% |
| 5-year return | +157.10% | -3.82% |
| P/E ratio (TTM) | 8.86 | 11.17 |
| Forward P/E | 6.90 | 19.14 |
| EPS (TTM) | $3.11 | $1.73 |
| Dividend yield | 3.09% | 3.31% |
| Annual dividend | $0.85 | $0.64 |
| 52-week high | $28.94 | $21.66 |
| 52-week low | $19.27 | $14.52 |
| Distance from 52-week high | -4.84% | -10.76% |
| Analyst consensus | buy | — |
| Avg. price target upside | +8.93% | — |
| Average volume | 40.09K | 75.87K |
| Shares outstanding | 13.77M | 17.98M |
| Employees | — | 593 |
| Sector | Finance | Finance |
| Industry | Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Waterstone Financial trades at a higher earnings multiple (11.2x vs 8.9x trailing P/E).
About NorthEast Community Bancorp
NECB stock →Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses.
Finance · Banks
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Finance · Savings Institutions · 593 employees
NECB vs WSBF FAQ
Which is bigger, NorthEast Community Bancorp or Waterstone Financial?
NorthEast Community Bancorp (NECB) is larger, with a market capitalization of $379.12M compared with $347.50M for Waterstone Financial (WSBF).
Which stock has performed better over the past year, NECB or WSBF?
NECB returned +31.39% over the past 12 months, compared with +28.38% for WSBF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NECB or WSBF?
NECB has the lower trailing P/E at 8.9, versus 11.2 for WSBF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, NorthEast Community Bancorp or Waterstone Financial?
Waterstone Financial has the higher yield at 3.31%, compared with 3.09% for NorthEast Community Bancorp.
Are NorthEast Community Bancorp and Waterstone Financial in the same industry?
Both are in the Finance sector, but in different industries: Banks for NorthEast Community Bancorp and Savings Institutions for Waterstone Financial.