Neptune Insurance (NP) vs Stewart Information Services (STC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Neptune Insurance (NP) has outperformed Stewart Information Services (STC) over the past year, gaining 1.8% versus a loss of 25.9%. Neptune Insurance is the larger company by market cap ($3.82 billion vs $1.54 billion), about 2.5 times the size. On valuation, Stewart Information Services trades at a lower forward P/E (7.2x vs 41.3x for Neptune Insurance).
Stewart Information Services pays a dividend yielding 4.17%, while Neptune Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NP | STC |
|---|---|---|
| Share price | $27.86 | $50.40 |
| Market cap | $3.82B | $1.54B |
| 1-day change | +2.46% | -2.55% |
| YTD return | -4.46% | -28.27% |
| 1-year return | +1.75% | -25.94% |
| 5-year return | — | -26.27% |
| P/E ratio (TTM) | 121.13 | 11.03 |
| Forward P/E | 41.35 | 7.16 |
| EPS (TTM) | $0.23 | $4.57 |
| Dividend yield | 0.00% | 4.17% |
| Annual dividend | $0.00 | $2.10 |
| Revenue (latest FY) | $159.55M | — |
| Revenue growth (YoY) | +33.74% | — |
| Net income (latest FY) | $37.41M | — |
| Operating margin | 44.47% | — |
| Net margin | 23.45% | — |
| 52-week high | $35.15 | $78.61 |
| 52-week low | $14.78 | $48.74 |
| Distance from 52-week high | -20.74% | -35.89% |
| Analyst consensus | buy | none |
| Avg. price target upside | +23.40% | +59.23% |
| Average volume | 572.80K | 256.36K |
| Shares outstanding | 93.80M | 30.52M |
| Employees | 62 | 8,100 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Neptune Insurance is about 2.5 times larger than Stewart Information Services by market value ($3.82B vs $1.54B).
- NP has outperformed STC by 27.7 percentage points over the past year.
- Neptune Insurance trades at a higher earnings multiple (121.1x vs 11.0x trailing P/E).
- Stewart Information Services offers a meaningfully higher dividend yield (4.17% vs 0.00%).
About Neptune Insurance
NP stock →Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies.
Finance · Specialty Insurers · 62 employees
About Stewart Information Services
STC stock →Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property.
Finance · Specialty Insurers · 8,100 employees
NP vs STC FAQ
Which is bigger, Neptune Insurance or Stewart Information Services?
Neptune Insurance (NP) is larger, with a market capitalization of $3.82B compared with $1.54B for Stewart Information Services (STC).
Which stock has performed better over the past year, NP or STC?
NP returned +1.75% over the past 12 months, compared with -25.94% for STC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NP or STC?
STC has the lower trailing P/E at 11.0, versus 121.1 for NP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Neptune Insurance or Stewart Information Services?
Stewart Information Services pays a dividend yielding 4.17%, while Neptune Insurance does not currently pay a regular dividend.
Are Neptune Insurance and Stewart Information Services in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.