Enact (ACT) vs Neptune Insurance (NP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Enact (ACT) has outperformed Neptune Insurance (NP) over the past year, gaining 27.6% versus a gain of 1.8%. Enact is the larger company by market cap ($6.30 billion vs $3.82 billion), about 1.6 times the size. On valuation, Enact trades at a lower forward P/E (9.1x vs 41.3x for Neptune Insurance).
Enact pays a dividend yielding 1.90%, while Neptune Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACT | NP |
|---|---|---|
| Share price | $45.82 | $27.86 |
| Market cap | $6.30B | $3.82B |
| 1-day change | -1.08% | +2.46% |
| YTD return | +15.59% | -4.46% |
| 1-year return | +27.60% | +1.75% |
| 5-year return | +112.52% | — |
| P/E ratio (TTM) | 9.67 | 121.13 |
| Forward P/E | 9.07 | 41.35 |
| EPS (TTM) | $4.74 | $0.23 |
| Dividend yield | 1.90% | 0.00% |
| Annual dividend | $0.87 | $0.00 |
| Revenue (latest FY) | $1.24B | — |
| Revenue growth (YoY) | +2.83% | — |
| Net income (latest FY) | $674.24M | — |
| Net margin | 54.56% | — |
| 52-week high | $50.56 | $35.15 |
| 52-week low | $34.64 | $14.78 |
| Distance from 52-week high | -9.38% | -20.74% |
| Analyst consensus | none | buy |
| Avg. price target upside | +9.56% | +23.40% |
| Average volume | 393.94K | 578.49K |
| Shares outstanding | 137.48M | 93.80M |
| Employees | 419 | 62 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ACT has outperformed NP by 25.8 percentage points over the past year.
- Neptune Insurance trades at a higher earnings multiple (121.1x vs 9.7x trailing P/E).
- Enact offers a meaningfully higher dividend yield (1.90% vs 0.00%).
About Enact
ACT stock →Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.
Finance · Specialty Insurers · 419 employees
About Neptune Insurance
NP stock →Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies.
Finance · Specialty Insurers · 62 employees
ACT vs NP FAQ
Which is bigger, Enact or Neptune Insurance?
Enact (ACT) is larger, with a market capitalization of $6.30B compared with $3.82B for Neptune Insurance (NP).
Which stock has performed better over the past year, ACT or NP?
ACT returned +27.60% over the past 12 months, compared with +1.75% for NP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACT or NP?
ACT has the lower trailing P/E at 9.7, versus 121.1 for NP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enact or Neptune Insurance?
Enact pays a dividend yielding 1.90%, while Neptune Insurance does not currently pay a regular dividend.
Are Enact and Neptune Insurance in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.