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Neptune Insurance (NP) vs Willis Towers Watson Public (WTW)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Neptune Insurance (NP) has outperformed Willis Towers Watson Public (WTW) over the past year, gaining 1.8% versus a loss of 16.9%. Willis Towers Watson Public is the larger company by market cap ($27.55 billion vs $3.83 billion), about 7.2 times the size, while Neptune Insurance is growing revenue faster (+33.7% vs -2.2%). On valuation, Willis Towers Watson Public trades at a lower forward P/E (13.0x vs 41.3x for Neptune Insurance).

Willis Towers Watson Public pays a dividend yielding 0.63%, while Neptune Insurance does not currently pay one. Neptune Insurance converts more of its revenue into profit, with a net margin of 23.4% versus 16.5%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

NP+1.75%WTW-16.93%
+32%-5%-41%
Oct 7, 20251 yearOct 7, 2026
NP-8.36%WTW-16.27%
+14%-13%-40%
Sep 29, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

NP versus WTW key metrics
MetricNPWTW
Share price$27.93$296.63
Market cap$3.83B$27.55B
1-day change+0.25%+2.05%
YTD return-4.46%-11.54%
1-year return+1.75%-16.93%
5-year return—+17.72%
P/E ratio (TTM)121.4318.36
Forward P/E41.3312.98
EPS (TTM)$0.23$16.16
Dividend yield0.00%0.63%
Annual dividend$0.00$1.88
Revenue (latest FY)$159.55M$9.71B
Revenue growth (YoY)+33.74%-2.24%
Net income (latest FY)$37.41M$1.60B
Operating margin44.47%23.01%
Net margin23.45%16.53%
52-week high$35.15$351.51
52-week low$14.78$240.61
Distance from 52-week high-20.54%-15.61%
Analyst consensusbuybuy
Avg. price target upside+23.09%+26.28%
Average volume572.80K537.08K
Shares outstanding93.80M92.87M
Employees6248,100
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Willis Towers Watson Public is about 7.2 times larger than Neptune Insurance by market value ($27.55B vs $3.83B).
  • NP has outperformed WTW by 18.7 percentage points over the past year.
  • Neptune Insurance trades at a higher earnings multiple (121.4x vs 18.4x trailing P/E).
  • Neptune Insurance is more profitable, keeping 23.4 cents of every revenue dollar as net income versus 16.5 cents for Willis Towers Watson Public.
  • Neptune Insurance grew revenue faster in its latest fiscal year (+33.74% vs -2.24%).

About Neptune Insurance

NP stock →

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies.

Finance · Specialty Insurers · 62 employees

About Willis Towers Watson Public

WTW stock →

Willis Towers Watson Public Limited Company operates as an advisory, broking, and solutions company worldwide. The company operates through two segments: Health, Wealth & Career and Risk & Broking.

Finance · Specialty Insurers · 48,100 employees

NP vs WTW FAQ

Which is bigger, Neptune Insurance or Willis Towers Watson Public?

Willis Towers Watson Public (WTW) is larger, with a market capitalization of $27.55B compared with $3.83B for Neptune Insurance (NP).

Which stock has performed better over the past year, NP or WTW?

NP returned +1.75% over the past 12 months, compared with -16.93% for WTW (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, NP or WTW?

WTW has the lower trailing P/E at 18.4, versus 121.4 for NP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Neptune Insurance or Willis Towers Watson Public?

Willis Towers Watson Public pays a dividend yielding 0.63%, while Neptune Insurance does not currently pay a regular dividend.

Are Neptune Insurance and Willis Towers Watson Public in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

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