Northpointe Bancshares (NPB) vs Southern First Bancshares (SFST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Southern First Bancshares (SFST) has outperformed Northpointe Bancshares (NPB) over the past year, gaining 37.4% versus a loss of 11.1%. Southern First Bancshares is the larger company by market cap ($572.0 million vs $544.1 million), about 1.1 times the size. On valuation, Northpointe Bancshares trades at a lower forward P/E (5.8x vs 9.8x for Southern First Bancshares).
Northpointe Bancshares pays a dividend yielding 0.64%, while Southern First Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NPB | SFST |
|---|---|---|
| Share price | $15.74 | $60.39 |
| Market cap | $544.15M | $572.00M |
| 1-day change | +1.12% | +0.90% |
| YTD return | -7.27% | +16.17% |
| 1-year return | -11.14% | +37.40% |
| 5-year return | — | +10.83% |
| P/E ratio (TTM) | 6.78 | 13.02 |
| Forward P/E | 5.81 | 9.78 |
| EPS (TTM) | $2.32 | $4.64 |
| Dividend yield | 0.64% | 0.00% |
| Annual dividend | $0.10 | $0.00 |
| 52-week high | $19.71 | $65.09 |
| 52-week low | $14.21 | $40.90 |
| Distance from 52-week high | -20.17% | -7.22% |
| Analyst consensus | none | none |
| Avg. price target upside | +29.52% | +13.43% |
| Average volume | 220.27K | 100.21K |
| Shares outstanding | 34.58M | 9.47M |
| Employees | 483 | 315 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SFST has outperformed NPB by 48.5 percentage points over the past year.
- Southern First Bancshares trades at a higher earnings multiple (13.0x vs 6.8x trailing P/E).
About Northpointe Bancshares
NPB stock →Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States.
Finance · Major Banks · 483 employees
About Southern First Bancshares
SFST stock →Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia.
Finance · Major Banks · 315 employees
NPB vs SFST FAQ
Which is bigger, Northpointe Bancshares or Southern First Bancshares?
Southern First Bancshares (SFST) is larger, with a market capitalization of $572.00M compared with $544.15M for Northpointe Bancshares (NPB).
Which stock has performed better over the past year, NPB or SFST?
SFST returned +37.40% over the past 12 months, compared with -11.14% for NPB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NPB or SFST?
NPB has the lower trailing P/E at 6.8, versus 13.0 for SFST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Northpointe Bancshares or Southern First Bancshares?
Northpointe Bancshares pays a dividend yielding 0.64%, while Southern First Bancshares does not currently pay a regular dividend.
Are Northpointe Bancshares and Southern First Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.