MetaCap

Northpointe Bancshares (NPB) vs Unity Bancorp (UNTY)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Unity Bancorp (UNTY) has outperformed Northpointe Bancshares (NPB) over the past year, gaining 14.4% versus a loss of 11.1%. Unity Bancorp is the larger company by market cap ($554.9 million vs $542.6 million), about 1.0 times the size. On valuation, Northpointe Bancshares trades at a lower forward P/E (5.8x vs 8.7x for Unity Bancorp).

Unity Bancorp offers the higher dividend yield (1.12% vs 0.64%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

NPB-11.14%UNTY+11.61%
+29%+5%-19%
Oct 7, 20251 yearOct 7, 2026
NPB+7.46%UNTY+17.20%
+35%+7%-21%
Feb 17, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

NPB versus UNTY key metrics
MetricNPBUNTY
Share price$15.69$55.25
Market cap$542.59M$554.85M
1-day change+0.84%+1.17%
YTD return-7.27%+6.83%
1-year return-11.14%+14.44%
5-year return—+118.73%
P/E ratio (TTM)6.769.61
Forward P/E5.798.74
EPS (TTM)$2.32$5.75
Dividend yield0.64%1.12%
Annual dividend$0.10$0.62
52-week high$19.71$62.50
52-week low$14.21$44.34
Distance from 52-week high-20.40%-11.60%
Analyst consensusnonestrong_buy
Avg. price target upside+29.89%+24.07%
Average volume220.27K59.05K
Shares outstanding34.58M10.04M
Employees483249
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • UNTY has outperformed NPB by 25.6 percentage points over the past year.
  • Unity Bancorp trades at a higher earnings multiple (9.6x vs 6.8x trailing P/E).

About Northpointe Bancshares

NPB stock →

Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States.

Finance · Major Banks · 483 employees

About Unity Bancorp

UNTY stock →

Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services.

Finance · Major Banks · 249 employees

NPB vs UNTY FAQ

Which is bigger, Northpointe Bancshares or Unity Bancorp?

Unity Bancorp (UNTY) is larger, with a market capitalization of $554.85M compared with $542.59M for Northpointe Bancshares (NPB).

Which stock has performed better over the past year, NPB or UNTY?

UNTY returned +14.44% over the past 12 months, compared with -11.14% for NPB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, NPB or UNTY?

NPB has the lower trailing P/E at 6.8, versus 9.6 for UNTY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Northpointe Bancshares or Unity Bancorp?

Unity Bancorp has the higher yield at 1.12%, compared with 0.64% for Northpointe Bancshares.

Are Northpointe Bancshares and Unity Bancorp in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

More comparisons