MetaCap

Sierra Bancorp (BSRR) vs Unity Bancorp (UNTY)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Sierra Bancorp (BSRR) has outperformed Unity Bancorp (UNTY) over the past year, gaining 39.4% versus a gain of 11.6%. Over five years, UNTY leads with a +116.2% price change compared with +61.4% for BSRR. Unity Bancorp is the larger company by market cap ($554.9 million vs $514.9 million), about 1.1 times the size.

On valuation, Unity Bancorp trades at a lower forward P/E (8.7x vs 10.5x for Sierra Bancorp). Sierra Bancorp offers the higher dividend yield (2.62% vs 1.12%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BSRR+37.24%UNTY+11.61%
+52%+21%-11%
Oct 7, 20251 yearOct 7, 2026
BSRR+57.28%UNTY+128.30%
+168%+60%-48%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BSRR versus UNTY key metrics
MetricBSRRUNTY
Share price$39.72$55.25
Market cap$514.91M$554.85M
1-day change+1.02%+1.17%
YTD return+21.54%+5.59%
1-year return+39.37%+11.61%
5-year return+61.41%+116.19%
P/E ratio (TTM)11.689.61
Forward P/E10.468.74
EPS (TTM)$3.40$5.75
Dividend yield2.62%1.12%
Annual dividend$1.04$0.62
52-week high$43.13$62.50
52-week low$26.49$44.34
Distance from 52-week high-7.91%-11.60%
Analyst consensusholdstrong_buy
Avg. price target upside+8.26%+24.07%
Average volume56.07K59.05K
Shares outstanding12.96M10.04M
Employees452249
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • BSRR has outperformed UNTY by 27.8 percentage points over the past year.
  • Sierra Bancorp offers a meaningfully higher dividend yield (2.62% vs 1.12%).

About Sierra Bancorp

BSRR stock →

Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts.

Finance · Major Banks · 452 employees

About Unity Bancorp

UNTY stock →

Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services.

Finance · Major Banks · 249 employees

BSRR vs UNTY FAQ

Which is bigger, Sierra Bancorp or Unity Bancorp?

Unity Bancorp (UNTY) is larger, with a market capitalization of $554.85M compared with $514.91M for Sierra Bancorp (BSRR).

Which stock has performed better over the past year, BSRR or UNTY?

BSRR returned +39.37% over the past 12 months, compared with +11.61% for UNTY (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BSRR or UNTY?

UNTY has the lower trailing P/E at 9.6, versus 11.7 for BSRR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Sierra Bancorp or Unity Bancorp?

Sierra Bancorp has the higher yield at 2.62%, compared with 1.12% for Unity Bancorp.

Are Sierra Bancorp and Unity Bancorp in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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