NexPoint Real Estate Finance (NREF) vs Chicago Atlantic Real Estate Finance (REFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
NexPoint Real Estate Finance (NREF) has outperformed Chicago Atlantic Real Estate Finance (REFI) over the past year, gaining 10.7% versus a loss of 23.6%. NexPoint Real Estate Finance is the larger company by market cap ($352.9 million vs $246.2 million), about 1.4 times the size. On valuation, Chicago Atlantic Real Estate Finance trades at a lower forward P/E (5.0x vs 8.8x for NexPoint Real Estate Finance).
Chicago Atlantic Real Estate Finance offers the higher dividend yield (19.56% vs 13.05%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NREF | REFI |
|---|---|---|
| Share price | $15.32 | $9.61 |
| Market cap | $352.88M | $246.22M |
| 1-day change | -0.91% | -1.94% |
| YTD return | +8.81% | -21.62% |
| 1-year return | +10.69% | -23.61% |
| 5-year return | -25.92% | — |
| P/E ratio (TTM) | 6.75 | 7.12 |
| Forward P/E | 8.75 | 5.01 |
| EPS (TTM) | $2.27 | $1.35 |
| Dividend yield | 13.05% | 19.56% |
| Annual dividend | $2.00 | $1.88 |
| 52-week high | $18.43 | $13.49 |
| 52-week low | $12.36 | $9.61 |
| Distance from 52-week high | -16.87% | -28.76% |
| Analyst consensus | none | none |
| Avg. price target upside | +9.33% | +57.44% |
| Average volume | 57.77K | 189.95K |
| Shares outstanding | 18.85M | 25.62M |
| Sector | Real Estate | Real Estate |
| Industry | REIT - Mortgage | REIT - Mortgage |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NREF has outperformed REFI by 34.3 percentage points over the past year.
- Chicago Atlantic Real Estate Finance offers a meaningfully higher dividend yield (19.56% vs 13.05%).
About NexPoint Real Estate Finance
NREF stock →NexPoint Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States.
Real Estate · REIT - Mortgage
About Chicago Atlantic Real Estate Finance
REFI stock →Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States.
Real Estate · REIT - Mortgage
NREF vs REFI FAQ
Which is bigger, NexPoint Real Estate Finance or Chicago Atlantic Real Estate Finance?
NexPoint Real Estate Finance (NREF) is larger, with a market capitalization of $352.88M compared with $246.22M for Chicago Atlantic Real Estate Finance (REFI).
Which stock has performed better over the past year, NREF or REFI?
NREF returned +10.69% over the past 12 months, compared with -23.61% for REFI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NREF or REFI?
NREF has the lower trailing P/E at 6.7, versus 7.1 for REFI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, NexPoint Real Estate Finance or Chicago Atlantic Real Estate Finance?
Chicago Atlantic Real Estate Finance has the higher yield at 19.56%, compared with 13.05% for NexPoint Real Estate Finance.
Are NexPoint Real Estate Finance and Chicago Atlantic Real Estate Finance in the same industry?
Yes. Both are classified in the REIT - Mortgage industry within the Real Estate sector.