Nu (NU) vs PNC Financial Services Group (PNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
PNC Financial Services Group (PNC) has outperformed Nu (NU) over the past year, gaining 12.3% versus a gain of 3.0%. PNC Financial Services Group is the larger company by market cap ($86.86 billion vs $75.26 billion), about 1.2 times the size, while Nu is growing revenue faster (+43.4% vs +7.2%). On valuation, PNC Financial Services Group trades at a lower forward P/E (10.1x vs 13.8x for Nu).
PNC Financial Services Group pays a dividend yielding 3.12%, while Nu does not currently pay one. PNC Financial Services Group converts more of its revenue into profit, with a net margin of 30.3% versus 17.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NU | PNC |
|---|---|---|
| Share price | $15.58 | $217.72 |
| Market cap | $75.26B | $86.86B |
| 1-day change | -0.51% | -1.11% |
| YTD return | -6.93% | +4.31% |
| 1-year return | +2.97% | +12.34% |
| 5-year return | — | +9.34% |
| P/E ratio (TTM) | 21.34 | 11.99 |
| Forward P/E | 13.79 | 10.15 |
| EPS (TTM) | $0.73 | $18.16 |
| Dividend yield | 0.00% | 3.12% |
| Annual dividend | $0.00 | $6.80 |
| Revenue (latest FY) | $11.52B | $23.10B |
| Revenue growth (YoY) | +43.44% | +7.16% |
| Net income (latest FY) | $1.97B | $7.00B |
| Gross margin | 45.61% | — |
| Net margin | 17.12% | 30.29% |
| 52-week high | $18.98 | $258.96 |
| 52-week low | $11.20 | $176.88 |
| Distance from 52-week high | -17.91% | -15.93% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +20.47% | +25.07% |
| Average volume | 85.32M | 1.76M |
| Shares outstanding | 3.81B | 398.94M |
| Employees | — | 55,704 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Nu trades at a higher earnings multiple (21.3x vs 12.0x trailing P/E).
- PNC Financial Services Group offers a meaningfully higher dividend yield (3.12% vs 0.00%).
- PNC Financial Services Group is more profitable, keeping 30.3 cents of every revenue dollar as net income versus 17.1 cents for Nu.
- Nu grew revenue faster in its latest fiscal year (+43.44% vs +7.16%).
About Nu
NU stock →Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Finance · Finance: Consumer Services
About PNC Financial Services Group
PNC stock →The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States.
Finance · Major Banks · 55,704 employees
NU vs PNC FAQ
Which is bigger, Nu or PNC Financial Services Group?
PNC Financial Services Group (PNC) is larger, with a market capitalization of $86.86B compared with $75.26B for Nu (NU).
Which stock has performed better over the past year, NU or PNC?
PNC returned +12.34% over the past 12 months, compared with +2.97% for NU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NU or PNC?
PNC has the lower trailing P/E at 12.0, versus 21.3 for NU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Nu or PNC Financial Services Group?
PNC Financial Services Group pays a dividend yielding 3.12%, while Nu does not currently pay a regular dividend.
Are Nu and PNC Financial Services Group in the same industry?
Both are in the Finance sector, but in different industries: Finance: Consumer Services for Nu and Major Banks for PNC Financial Services Group.