Nayax (NYAX) vs Pagaya Technologies (PGY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Nayax (NYAX) has outperformed Pagaya Technologies (PGY) over the past year, losing 7.8% versus a loss of 39.6%. Nayax is the larger company by market cap ($1.70 billion vs $1.52 billion), about 1.1 times the size. On valuation, Pagaya Technologies trades at a lower forward P/E (4.4x vs 29.1x for Nayax).
Nayax converts more of its revenue into profit, with a net margin of 8.9% versus 6.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | NYAX | PGY |
|---|---|---|
| Share price | $45.60 | $18.22 |
| Market cap | $1.70B | $1.52B |
| 1-day change | +0.36% | -0.22% |
| YTD return | -10.22% | -12.63% |
| 1-year return | -7.81% | -39.58% |
| 5-year return | — | -84.66% |
| P/E ratio (TTM) | 217.12 | 13.20 |
| Forward P/E | 29.13 | 4.44 |
| EPS (TTM) | $0.21 | $1.38 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $400.43M | $1.30B |
| Revenue growth (YoY) | +27.52% | +26.07% |
| Net income (latest FY) | $35.52M | $81.39M |
| Gross margin | 48.19% | 42.43% |
| Operating margin | 9.38% | 20.27% |
| Net margin | 8.87% | 6.25% |
| 52-week high | $76.86 | $31.54 |
| 52-week low | $39.17 | $10.40 |
| Distance from 52-week high | -40.68% | -42.23% |
| Analyst consensus | none | strong_buy |
| Avg. price target upside | +66.68% | +58.18% |
| Average volume | 24.85K | 2.55M |
| Shares outstanding | 37.38M | 72.14M |
| Employees | 1,200 | 493 |
| Sector | Technology | Finance |
| Industry | Computer Software: Prepackaged Software | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NYAX has outperformed PGY by 31.8 percentage points over the past year.
- Nayax trades at a higher earnings multiple (217.1x vs 13.2x trailing P/E).
- The two companies sit in different sectors: Nayax in Technology and Pagaya Technologies in Finance.
About Nayax
NYAX stock →Nayax Ltd., a fintech company, designs, develops, and sells integrated POS devices and software for automated self-service customers in-house in the United States, Europe, the United Kingdom, Australia, Israel, and the rest of the world. It offers POS, cashless payments, and charging stations, such as VPOS Touch, Onyx, Nova Market, DOT, Nova C4, Nova C3, EV-Meter, EV Kiosk, Nova 55F, Nova 22", Nova 156, Nova Modu, and Nova Kiosk; management suite and telemetry solutions, Nayax Core Management Suite, MoMa, Vending Management System, Nayax Energy Core, and Retail Management Cloud; marketing, loyalty, and consumer engagement platforms, such as Monyx Wallet and Weezmo; payments and integrations solutions, including API Suite and Coinbridge.
Technology · Computer Software: Prepackaged Software · 1,200 employees
About Pagaya Technologies
PGY stock →Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process.
Finance · Finance: Consumer Services · 493 employees
NYAX vs PGY FAQ
Which is bigger, Nayax or Pagaya Technologies?
Nayax (NYAX) is larger, with a market capitalization of $1.70B compared with $1.52B for Pagaya Technologies (PGY).
Which stock has performed better over the past year, NYAX or PGY?
NYAX returned -7.81% over the past 12 months, compared with -39.58% for PGY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, NYAX or PGY?
PGY has the lower trailing P/E at 13.2, versus 217.1 for NYAX. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Nayax and Pagaya Technologies in the same industry?
No. Nayax is in the Technology sector, while Pagaya Technologies is in Finance.