Orange County Bancorp (OBT) vs Unity Bancorp (UNTY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Orange County Bancorp (OBT) has outperformed Unity Bancorp (UNTY) over the past year, gaining 51.3% versus a gain of 11.6%. Over five years, UNTY leads with a +116.2% price change compared with +112.1% for OBT. Unity Bancorp is the larger company by market cap ($555.1 million vs $505.6 million), about 1.1 times the size.
On valuation, Unity Bancorp trades at a lower forward P/E (8.7x vs 10.1x for Orange County Bancorp). Orange County Bancorp offers the higher dividend yield (1.78% vs 1.12%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OBT | UNTY |
|---|---|---|
| Share price | $37.71 | $55.28 |
| Market cap | $505.61M | $555.10M |
| 1-day change | +1.70% | +1.22% |
| YTD return | +29.88% | +5.59% |
| 1-year return | +51.35% | +11.61% |
| 5-year return | +112.13% | +116.19% |
| P/E ratio (TTM) | 10.59 | 9.61 |
| Forward P/E | 10.06 | 8.74 |
| EPS (TTM) | $3.56 | $5.75 |
| Dividend yield | 1.78% | 1.12% |
| Annual dividend | $0.67 | $0.62 |
| 52-week high | $40.10 | $62.50 |
| 52-week low | $23.25 | $44.34 |
| Distance from 52-week high | -5.96% | -11.56% |
| Analyst consensus | none | strong_buy |
| Avg. price target upside | +14.90% | +24.02% |
| Average volume | 54.89K | 59.05K |
| Shares outstanding | 13.41M | 10.04M |
| Employees | 235 | 249 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OBT has outperformed UNTY by 39.7 percentage points over the past year.
About Orange County Bancorp
OBT stock →Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments.
Finance · Major Banks · 235 employees
About Unity Bancorp
UNTY stock →Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services.
Finance · Major Banks · 249 employees
OBT vs UNTY FAQ
Which is bigger, Orange County Bancorp or Unity Bancorp?
Unity Bancorp (UNTY) is larger, with a market capitalization of $555.10M compared with $505.61M for Orange County Bancorp (OBT).
Which stock has performed better over the past year, OBT or UNTY?
OBT returned +51.35% over the past 12 months, compared with +11.61% for UNTY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OBT or UNTY?
UNTY has the lower trailing P/E at 9.6, versus 10.6 for OBT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Orange County Bancorp or Unity Bancorp?
Orange County Bancorp has the higher yield at 1.78%, compared with 1.12% for Unity Bancorp.
Are Orange County Bancorp and Unity Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.