First Commonwealth Financial (FCF) vs 1st Source (SRCE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
1st Source (SRCE) has outperformed First Commonwealth Financial (FCF) over the past year, gaining 39.4% versus a gain of 18.0%. Over five years, SRCE leads with a +75.7% price change compared with +41.0% for FCF. 1st Source is the larger company by market cap ($2.03 billion vs $2.00 billion), about 1.0 times the size.
On valuation, First Commonwealth Financial trades at a lower forward P/E (10.2x vs 11.4x for 1st Source). First Commonwealth Financial offers the higher dividend yield (2.77% vs 0.95%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCF | SRCE |
|---|---|---|
| Share price | $19.82 | $84.28 |
| Market cap | $2.00B | $2.03B |
| 1-day change | -0.20% | -0.19% |
| YTD return | +17.79% | +35.13% |
| 1-year return | +18.00% | +39.39% |
| 5-year return | +40.95% | +75.73% |
| P/E ratio (TTM) | 12.16 | 12.11 |
| Forward P/E | 10.16 | 11.39 |
| EPS (TTM) | $1.63 | $6.96 |
| Dividend yield | 2.77% | 0.95% |
| Annual dividend | $0.55 | $0.80 |
| 52-week high | $22.34 | $91.46 |
| 52-week low | $15.00 | $56.89 |
| Distance from 52-week high | -11.28% | -7.85% |
| Analyst consensus | buy | none |
| Avg. price target upside | +21.44% | +6.40% |
| Average volume | 891.35K | 119.13K |
| Shares outstanding | 101.06M | 24.08M |
| Employees | 1,589 | 1,190 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SRCE has outperformed FCF by 21.4 percentage points over the past year.
- First Commonwealth Financial offers a meaningfully higher dividend yield (2.77% vs 0.95%).
About First Commonwealth Financial
FCF stock →First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.
Finance · Major Banks · 1,589 employees
About 1st Source
SRCE stock →1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards.
Finance · Major Banks · 1,190 employees
FCF vs SRCE FAQ
Which is bigger, First Commonwealth Financial or 1st Source?
1st Source (SRCE) is larger, with a market capitalization of $2.03B compared with $2.00B for First Commonwealth Financial (FCF).
Which stock has performed better over the past year, FCF or SRCE?
SRCE returned +39.39% over the past 12 months, compared with +18.00% for FCF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCF or SRCE?
SRCE has the lower trailing P/E at 12.1, versus 12.2 for FCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Commonwealth Financial or 1st Source?
First Commonwealth Financial has the higher yield at 2.77%, compared with 0.95% for 1st Source.
Are First Commonwealth Financial and 1st Source in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.