OptimumBank (OPHC) vs Patriot National Bancorp (PNBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
OptimumBank (OPHC) has outperformed Patriot National Bancorp (PNBK) over the past year, gaining 115.3% versus a loss of 28.2%. Over five years, OPHC leads with a +53.9% price change compared with -90.5% for PNBK. OptimumBank is the larger company by market cap ($113.9 million vs $108.9 million), about 1.0 times the size.
On valuation, Patriot National Bancorp trades at a lower forward P/E (0.9x vs 6.7x for OptimumBank).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OPHC | PNBK |
|---|---|---|
| Share price | $9.02 | $0.8639 |
| Market cap | $113.93M | $108.86M |
| 1-day change | -0.77% | -6.77% |
| YTD return | +112.24% | -49.09% |
| 1-year return | +115.27% | -28.17% |
| 5-year return | +53.92% | -90.53% |
| P/E ratio (TTM) | 10.37 | — |
| Forward P/E | 6.68 | 0.86 |
| EPS (TTM) | $0.87 | $-0.05 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $10.68 | $2.00 |
| 52-week low | $3.91 | $0.8553 |
| Distance from 52-week high | -15.54% | -56.80% |
| Analyst consensus | none | — |
| Avg. price target upside | +21.06% | — |
| Average volume | 123.65K | 205.97K |
| Shares outstanding | 12.63M | 118.74M |
| Employees | 98 | 107 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPHC has outperformed PNBK by 143.4 percentage points over the past year.
About OptimumBank
OPHC stock →OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses.
Financial Services · Banks - Regional · 98 employees
About Patriot National Bancorp
PNBK stock →Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A.
Financial Services · Banks - Regional · 107 employees
OPHC vs PNBK FAQ
Which is bigger, OptimumBank or Patriot National Bancorp?
OptimumBank (OPHC) is larger, with a market capitalization of $113.93M compared with $108.86M for Patriot National Bancorp (PNBK).
Which stock has performed better over the past year, OPHC or PNBK?
OPHC returned +115.27% over the past 12 months, compared with -28.17% for PNBK (price return, excluding dividends). Past performance does not predict future results.
Are OptimumBank and Patriot National Bancorp in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.