Oportun Financial (OPRT) vs CPI Card Group (PMTS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
CPI Card Group (PMTS) has outperformed Oportun Financial (OPRT) over the past year, gaining 66.2% versus a gain of 54.0%. Over five years, PMTS leads with a -1.2% price change compared with -67.0% for OPRT. Oportun Financial is the larger company by market cap ($383.1 million vs $293.0 million), about 1.3 times the size.
On valuation, Oportun Financial trades at a lower forward P/E (4.3x vs 7.2x for CPI Card Group).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OPRT | PMTS |
|---|---|---|
| Share price | $8.33 | $25.28 |
| Market cap | $383.07M | $293.05M |
| 1-day change | +0.12% | +1.69% |
| YTD return | +57.47% | +72.21% |
| 1-year return | +53.97% | +66.21% |
| 5-year return | -67.02% | -1.21% |
| P/E ratio (TTM) | 20.82 | 22.18 |
| Forward P/E | 4.27 | 7.24 |
| EPS (TTM) | $0.40 | $1.14 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $8.66 | $31.25 |
| 52-week low | $4.03 | $10.81 |
| Distance from 52-week high | -3.81% | -19.10% |
| Analyst consensus | none | none |
| Avg. price target upside | +17.05% | +28.56% |
| Average volume | 541.98K | 140.82K |
| Shares outstanding | 45.99M | 11.59M |
| Employees | 2,405 | 1,700 |
| Sector | Finance | Consumer Discretionary |
| Industry | Finance: Consumer Services | Publishing |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PMTS has outperformed OPRT by 12.2 percentage points over the past year.
- The two companies sit in different sectors: Oportun Financial in Finance and CPI Card Group in Consumer Discretionary.
About Oportun Financial
OPRT stock →Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards.
Finance · Finance: Consumer Services · 2,405 employees
About CPI Card Group
PMTS stock →CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments.
Consumer Discretionary · Publishing · 1,700 employees
OPRT vs PMTS FAQ
Which is bigger, Oportun Financial or CPI Card Group?
Oportun Financial (OPRT) is larger, with a market capitalization of $383.07M compared with $293.05M for CPI Card Group (PMTS).
Which stock has performed better over the past year, OPRT or PMTS?
PMTS returned +66.21% over the past 12 months, compared with +53.97% for OPRT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OPRT or PMTS?
OPRT has the lower trailing P/E at 20.8, versus 22.2 for PMTS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Oportun Financial and CPI Card Group in the same industry?
No. Oportun Financial is in the Finance sector, while CPI Card Group is in Consumer Discretionary.