High Templar Tech (HTT) vs Oportun Financial (OPRT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Oportun Financial (OPRT) has outperformed High Templar Tech (HTT) over the past year, gaining 54.0% versus a loss of 51.0%. Over five years, HTT leads with a +44.9% price change compared with -67.0% for OPRT. Oportun Financial is the larger company by market cap ($383.1 million vs $350.9 million), about 1.1 times the size.
On valuation, High Templar Tech trades at a lower trailing P/E (3.8x vs 20.8x for Oportun Financial).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HTT | OPRT |
|---|---|---|
| Share price | $2.26 | $8.33 |
| Market cap | $350.94M | $383.07M |
| 1-day change | 0.00% | +0.12% |
| YTD return | -36.34% | +57.47% |
| 1-year return | -50.98% | +53.97% |
| 5-year return | +44.87% | -67.02% |
| P/E ratio (TTM) | 3.83 | 20.82 |
| Forward P/E | — | 4.27 |
| EPS (TTM) | $0.59 | $0.40 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $5.05 | $8.66 |
| 52-week low | $1.88 | $4.03 |
| Distance from 52-week high | -55.25% | -3.81% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +17.05% |
| Average volume | 116.78K | 541.98K |
| Shares outstanding | 91.79M | 45.99M |
| Employees | 101 | 2,405 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPRT has outperformed HTT by 105.0 percentage points over the past year.
- Oportun Financial trades at a higher earnings multiple (20.8x vs 3.8x trailing P/E).
About High Templar Tech
HTT stock →High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing services; technology development and services; and research and development services.
Financial Services · Credit Services · 101 employees
About Oportun Financial
OPRT stock →Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards.
Financial Services · Credit Services · 2,405 employees
HTT vs OPRT FAQ
Which is bigger, High Templar Tech or Oportun Financial?
Oportun Financial (OPRT) is larger, with a market capitalization of $383.07M compared with $350.94M for High Templar Tech (HTT).
Which stock has performed better over the past year, HTT or OPRT?
OPRT returned +53.97% over the past 12 months, compared with -50.98% for HTT (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HTT or OPRT?
HTT has the lower trailing P/E at 3.8, versus 20.8 for OPRT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are High Templar Tech and Oportun Financial in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.