Orrstown Financial Services (ORRF) vs South Plains Financial (SPFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Orrstown Financial Services (ORRF) has outperformed South Plains Financial (SPFI) over the past year, gaining 21.1% versus a gain of 11.1%. Over five years, SPFI leads with a +73.1% price change compared with +70.9% for ORRF. Orrstown Financial Services is the larger company by market cap ($813.6 million vs $805.0 million), about 1.0 times the size.
On valuation, Orrstown Financial Services trades at a lower forward P/E (9.4x vs 10.3x for South Plains Financial). Orrstown Financial Services offers the higher dividend yield (2.76% vs 1.54%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ORRF | SPFI |
|---|---|---|
| Share price | $41.37 | $42.73 |
| Market cap | $813.63M | $804.99M |
| 1-day change | +1.34% | +0.40% |
| YTD return | +15.25% | +9.69% |
| 1-year return | +21.09% | +11.12% |
| 5-year return | +70.94% | +73.08% |
| P/E ratio (TTM) | 9.30 | 11.64 |
| Forward P/E | 9.40 | 10.25 |
| EPS (TTM) | $4.45 | $3.67 |
| Dividend yield | 2.76% | 1.54% |
| Annual dividend | $1.14 | $0.66 |
| 52-week high | $43.81 | $46.94 |
| 52-week low | $31.87 | $35.34 |
| Distance from 52-week high | -5.58% | -8.97% |
| Analyst consensus | buy | none |
| Avg. price target upside | +10.60% | +18.77% |
| Average volume | 103.59K | 125.67K |
| Shares outstanding | 19.67M | 18.84M |
| Employees | 627 | 545 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- South Plains Financial trades at a higher earnings multiple (11.6x vs 9.3x trailing P/E).
- Orrstown Financial Services offers a meaningfully higher dividend yield (2.76% vs 1.54%).
About Orrstown Financial Services
ORRF stock →Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States.
Finance · Major Banks · 627 employees
About South Plains Financial
SPFI stock →South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals.
Finance · Major Banks · 545 employees
ORRF vs SPFI FAQ
Which is bigger, Orrstown Financial Services or South Plains Financial?
Orrstown Financial Services (ORRF) is larger, with a market capitalization of $813.63M compared with $804.99M for South Plains Financial (SPFI).
Which stock has performed better over the past year, ORRF or SPFI?
ORRF returned +21.09% over the past 12 months, compared with +11.12% for SPFI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ORRF or SPFI?
ORRF has the lower trailing P/E at 9.3, versus 11.6 for SPFI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Orrstown Financial Services or South Plains Financial?
Orrstown Financial Services has the higher yield at 2.76%, compared with 1.54% for South Plains Financial.
Are Orrstown Financial Services and South Plains Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.