Prosperity Bancshares (PB) vs Wintrust Financial (WTFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Wintrust Financial (WTFC) has outperformed Prosperity Bancshares (PB) over the past year, gaining 9.0% versus a gain of 1.6%. Over five years, WTFC leads with a +71.7% price change compared with -9.2% for PB. Wintrust Financial is the larger company by market cap ($9.66 billion vs $7.94 billion), about 1.2 times the size.
On valuation, Prosperity Bancshares trades at a lower forward P/E (9.0x vs 10.3x for Wintrust Financial). Prosperity Bancshares offers the higher dividend yield (3.60% vs 1.47%). Wintrust Financial converts more of its revenue into profit, with a net margin of 310.1% versus 43.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PB | WTFC |
|---|---|---|
| Share price | $66.11 | $143.25 |
| Market cap | $7.94B | $9.66B |
| 1-day change | -0.87% | -0.66% |
| YTD return | -4.34% | +2.45% |
| 1-year return | +1.61% | +9.00% |
| 5-year return | -9.22% | +71.71% |
| P/E ratio (TTM) | 11.44 | 11.51 |
| Forward P/E | 8.97 | 10.30 |
| EPS (TTM) | $5.78 | $12.45 |
| Dividend yield | 3.60% | 1.47% |
| Annual dividend | $2.38 | $2.10 |
| Revenue (latest FY) | $1.25B | $265.63M |
| Revenue growth (YoY) | +4.82% | +5.94% |
| Net income (latest FY) | $542.84M | $823.84M |
| Net margin | 43.43% | 310.14% |
| 52-week high | $77.20 | $167.22 |
| 52-week low | $61.07 | $119.61 |
| Distance from 52-week high | -14.37% | -14.33% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +21.01% | +23.00% |
| Average volume | 995.50K | 569.70K |
| Shares outstanding | 120.18M | 67.46M |
| Employees | 4,324 | 5,902 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Prosperity Bancshares offers a meaningfully higher dividend yield (3.60% vs 1.47%).
- Wintrust Financial is more profitable, keeping 310.1 cents of every revenue dollar as net income versus 43.4 cents for Prosperity Bancshares.
About Prosperity Bancshares
PB stock →Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers.
Financial Services · Banks - Regional · 4,324 employees
About Wintrust Financial
WTFC stock →Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Financial Services · Banks - Regional · 5,902 employees
PB vs WTFC FAQ
Which is bigger, Prosperity Bancshares or Wintrust Financial?
Wintrust Financial (WTFC) is larger, with a market capitalization of $9.66B compared with $7.94B for Prosperity Bancshares (PB).
Which stock has performed better over the past year, PB or WTFC?
WTFC returned +9.00% over the past 12 months, compared with +1.61% for PB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PB or WTFC?
PB has the lower trailing P/E at 11.4, versus 11.5 for WTFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Prosperity Bancshares or Wintrust Financial?
Prosperity Bancshares has the higher yield at 3.60%, compared with 1.47% for Wintrust Financial.
Are Prosperity Bancshares and Wintrust Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.