Ameris Bancorp (ABCB) vs Wintrust Financial (WTFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Wintrust Financial (WTFC) has outperformed Ameris Bancorp (ABCB) over the past year, gaining 9.0% versus a gain of 6.9%. Over five years, WTFC leads with a +71.7% price change compared with +52.3% for ABCB. Wintrust Financial is the larger company by market cap ($9.66 billion vs $5.30 billion), about 1.8 times the size.
On valuation, Wintrust Financial trades at a lower forward P/E (10.3x vs 11.2x for Ameris Bancorp). Wintrust Financial offers the higher dividend yield (1.47% vs 1.01%). Wintrust Financial converts more of its revenue into profit, with a net margin of 310.1% versus 34.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ABCB | WTFC |
|---|---|---|
| Share price | $79.02 | $143.25 |
| Market cap | $5.30B | $9.66B |
| 1-day change | -0.80% | -0.66% |
| YTD return | +6.40% | +2.45% |
| 1-year return | +6.94% | +9.00% |
| 5-year return | +52.31% | +71.71% |
| P/E ratio (TTM) | 14.29 | 11.51 |
| Forward P/E | 11.24 | 10.30 |
| EPS (TTM) | $5.53 | $12.45 |
| Dividend yield | 1.01% | 1.47% |
| Annual dividend | $0.80 | $2.10 |
| Revenue (latest FY) | $1.21B | $265.63M |
| Revenue growth (YoY) | +5.73% | +5.94% |
| Net income (latest FY) | $412.15M | $823.84M |
| Net margin | 34.12% | 310.14% |
| 52-week high | $93.22 | $167.22 |
| 52-week low | $68.80 | $119.61 |
| Distance from 52-week high | -15.23% | -14.33% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.17% | +23.00% |
| Average volume | 434.64K | 569.70K |
| Shares outstanding | 67.11M | 67.46M |
| Employees | 2,650 | 5,902 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Wintrust Financial is more profitable, keeping 310.1 cents of every revenue dollar as net income versus 34.1 cents for Ameris Bancorp.
About Ameris Bancorp
ABCB stock →Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division.
Financial Services · Banks - Regional · 2,650 employees
About Wintrust Financial
WTFC stock →Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Financial Services · Banks - Regional · 5,902 employees
ABCB vs WTFC FAQ
Which is bigger, Ameris Bancorp or Wintrust Financial?
Wintrust Financial (WTFC) is larger, with a market capitalization of $9.66B compared with $5.30B for Ameris Bancorp (ABCB).
Which stock has performed better over the past year, ABCB or WTFC?
WTFC returned +9.00% over the past 12 months, compared with +6.94% for ABCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ABCB or WTFC?
WTFC has the lower trailing P/E at 11.5, versus 14.3 for ABCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ameris Bancorp or Wintrust Financial?
Wintrust Financial has the higher yield at 1.47%, compared with 1.01% for Ameris Bancorp.
Are Ameris Bancorp and Wintrust Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.