Eastern Bankshares (EBC) vs Wintrust Financial (WTFC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Eastern Bankshares (EBC) has outperformed Wintrust Financial (WTFC) over the past year, gaining 13.1% versus a gain of 9.0%. Over five years, WTFC leads with a +70.6% price change compared with -0.1% for EBC. Wintrust Financial is the larger company by market cap ($9.66 billion vs $4.81 billion), about 2.0 times the size, while Eastern Bankshares is growing revenue faster (+19.1% vs +5.9%).
On valuation, Eastern Bankshares trades at a lower forward P/E (9.8x vs 10.3x for Wintrust Financial). Eastern Bankshares offers the higher dividend yield (2.57% vs 1.47%). Wintrust Financial converts more of its revenue into profit, with a net margin of 310.1% versus 65.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EBC | WTFC |
|---|---|---|
| Share price | $21.03 | $143.25 |
| Market cap | $4.81B | $9.66B |
| 1-day change | -0.24% | -0.66% |
| YTD return | +14.11% | +2.45% |
| 1-year return | +13.13% | +9.00% |
| 5-year return | -0.10% | +70.58% |
| P/E ratio (TTM) | 11.75 | 11.51 |
| Forward P/E | 9.83 | 10.30 |
| EPS (TTM) | $1.79 | $12.45 |
| Dividend yield | 2.57% | 1.47% |
| Annual dividend | $0.54 | $2.10 |
| Revenue (latest FY) | $134.09M | $265.63M |
| Revenue growth (YoY) | +19.07% | +5.94% |
| Net income (latest FY) | $88.22M | $823.84M |
| Net margin | 65.79% | 310.14% |
| 52-week high | $23.78 | $167.22 |
| 52-week low | $16.62 | $119.61 |
| Distance from 52-week high | -11.55% | -14.33% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +18.31% | +23.00% |
| Average volume | 2.37M | 569.70K |
| Shares outstanding | 228.51M | 67.46M |
| Employees | 2,247 | 5,902 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Wintrust Financial is about 2.0 times larger than Eastern Bankshares by market value ($9.66B vs $4.81B).
- Eastern Bankshares offers a meaningfully higher dividend yield (2.57% vs 1.47%).
- Wintrust Financial is more profitable, keeping 310.1 cents of every revenue dollar as net income versus 65.8 cents for Eastern Bankshares.
- Eastern Bankshares grew revenue faster in its latest fiscal year (+19.07% vs +5.94%).
About Eastern Bankshares
EBC stock →Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States.
Financial Services · Banks - Regional · 2,247 employees
About Wintrust Financial
WTFC stock →Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management.
Financial Services · Banks - Regional · 5,902 employees
EBC vs WTFC FAQ
Which is bigger, Eastern Bankshares or Wintrust Financial?
Wintrust Financial (WTFC) is larger, with a market capitalization of $9.66B compared with $4.81B for Eastern Bankshares (EBC).
Which stock has performed better over the past year, EBC or WTFC?
EBC returned +13.13% over the past 12 months, compared with +9.00% for WTFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EBC or WTFC?
WTFC has the lower trailing P/E at 11.5, versus 11.7 for EBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eastern Bankshares or Wintrust Financial?
Eastern Bankshares has the higher yield at 2.57%, compared with 1.47% for Wintrust Financial.
Are Eastern Bankshares and Wintrust Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.