Pathfinder Bancorp (PBHC) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Provident Financial (PROV) has outperformed Pathfinder Bancorp (PBHC) over the past year, gaining 16.6% versus a gain of 13.9%. Over five years, PROV leads with a +10.1% price change compared with +8.0% for PBHC. Provident Financial is the larger company by market cap ($114.7 million vs $109.9 million), about 1.0 times the size.
On valuation, Provident Financial trades at a lower trailing P/E (17.9x vs 1750.0x for Pathfinder Bancorp). Provident Financial offers the higher dividend yield (3.04% vs 2.29%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PBHC | PROV |
|---|---|---|
| Share price | $17.50 | $18.40 |
| Market cap | $109.88M | $114.70M |
| 1-day change | 0.00% | -0.43% |
| YTD return | +24.03% | +16.15% |
| 1-year return | +13.86% | +16.59% |
| 5-year return | +8.02% | +10.07% |
| P/E ratio (TTM) | — | 17.86 |
| Forward P/E | — | 14.49 |
| EPS (TTM) | $0.01 | $1.03 |
| Dividend yield | 2.29% | 3.04% |
| Annual dividend | $0.40 | $0.56 |
| 52-week high | $18.30 | $18.99 |
| 52-week low | $12.06 | $14.95 |
| Distance from 52-week high | -4.37% | -3.11% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +0.54% |
| Average volume | 7.77K | 13.37K |
| Shares outstanding | 4.90M | 6.23M |
| Employees | — | 95 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Pathfinder Bancorp
PBHC stock →Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States.
Finance · Major Banks
About Provident Financial
PROV stock →Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B.
Finance · Savings Institutions · 95 employees
PBHC vs PROV FAQ
Which is bigger, Pathfinder Bancorp or Provident Financial?
Provident Financial (PROV) is larger, with a market capitalization of $114.70M compared with $109.88M for Pathfinder Bancorp (PBHC).
Which stock has performed better over the past year, PBHC or PROV?
PROV returned +16.59% over the past 12 months, compared with +13.86% for PBHC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Pathfinder Bancorp or Provident Financial?
Provident Financial has the higher yield at 3.04%, compared with 2.29% for Pathfinder Bancorp.
Are Pathfinder Bancorp and Provident Financial in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Pathfinder Bancorp and Savings Institutions for Provident Financial.