PennantPark Floating Rate Capital (PFLT) vs Qfin (QFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
PennantPark Floating Rate Capital (PFLT) has outperformed Qfin (QFIN) over the past year, losing 24.5% versus a loss of 78.1%. Over five years, PFLT leads with a -49.5% price change compared with -69.8% for QFIN. Qfin is the larger company by market cap ($725.2 million vs $659.8 million), about 1.1 times the size.
On valuation, Qfin trades at a lower forward P/E (2.1x vs 6.3x for PennantPark Floating Rate Capital). Qfin offers the higher dividend yield (141.69% vs 18.21%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PFLT | QFIN |
|---|---|---|
| Share price | $6.65 | $5.97 |
| Market cap | $659.80M | $725.24M |
| 1-day change | -0.15% | -3.48% |
| YTD return | -28.16% | -67.93% |
| 1-year return | -24.49% | -78.13% |
| 5-year return | -49.47% | -69.82% |
| P/E ratio (TTM) | 13.04 | 1.43 |
| Forward P/E | 6.27 | 2.08 |
| EPS (TTM) | $0.51 | $4.18 |
| Dividend yield | 18.21% | 141.69% |
| Annual dividend | $1.21 | $8.45 |
| 52-week high | $9.75 | $28.99 |
| 52-week low | $6.58 | $5.93 |
| Distance from 52-week high | -31.79% | -79.42% |
| Analyst consensus | none | buy |
| Avg. price target upside | +46.62% | +148.28% |
| Average volume | 932.48K | 2.08M |
| Shares outstanding | 99.22M | 121.58M |
| Employees | — | 3,557 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PFLT has outperformed QFIN by 53.6 percentage points over the past year.
- PennantPark Floating Rate Capital trades at a higher earnings multiple (13.0x vs 1.4x trailing P/E).
- Qfin offers a meaningfully higher dividend yield (141.69% vs 18.21%).
About PennantPark Floating Rate Capital
PFLT stock →PennantPark Floating Rate Capital Ltd. is a Private Debt, business development company.
Finance · Finance: Consumer Services
About Qfin
QFIN stock →Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions.
Finance · Finance: Consumer Services · 3,557 employees
PFLT vs QFIN FAQ
Which is bigger, PennantPark Floating Rate Capital or Qfin?
Qfin (QFIN) is larger, with a market capitalization of $725.24M compared with $659.80M for PennantPark Floating Rate Capital (PFLT).
Which stock has performed better over the past year, PFLT or QFIN?
PFLT returned -24.49% over the past 12 months, compared with -78.13% for QFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PFLT or QFIN?
QFIN has the lower trailing P/E at 1.4, versus 13.0 for PFLT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, PennantPark Floating Rate Capital or Qfin?
Qfin has the higher yield at 141.69%, compared with 18.21% for PennantPark Floating Rate Capital.
Are PennantPark Floating Rate Capital and Qfin in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.