Progressive (PGR) vs Trupanion (TRUP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Progressive (PGR) has outperformed Trupanion (TRUP) over the past year, losing 9.4% versus a loss of 38.4%. Over five years, PGR leads with a +138.3% price change compared with -71.4% for TRUP. Progressive is the larger company by market cap ($126.20 billion vs $1.14 billion), about 111.0 times the size.
On valuation, Trupanion trades at a lower forward P/E (6.1x vs 13.3x for Progressive). Progressive pays a dividend yielding 0.18%, while Trupanion does not currently pay one. Progressive converts more of its revenue into profit, with a net margin of 12.9% versus 1.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PGR | TRUP |
|---|---|---|
| Share price | $217.43 | $26.06 |
| Market cap | $126.20B | $1.14B |
| 1-day change | -0.59% | +0.93% |
| YTD return | -4.52% | -30.26% |
| 1-year return | -9.40% | -38.36% |
| 5-year return | +138.28% | -71.41% |
| P/E ratio (TTM) | 10.90 | 49.17 |
| Forward P/E | 13.29 | 6.12 |
| EPS (TTM) | $19.94 | $0.53 |
| Dividend yield | 0.18% | 0.00% |
| Annual dividend | $0.40 | $0.00 |
| Revenue (latest FY) | $87.67B | $1.44B |
| Revenue growth (YoY) | +16.32% | +11.95% |
| Net income (latest FY) | $11.31B | $19.43M |
| Gross margin | — | 16.05% |
| Operating margin | — | 0.96% |
| Net margin | 12.90% | 1.35% |
| 52-week high | $241.01 | $46.98 |
| 52-week low | $189.20 | $21.16 |
| Distance from 52-week high | -9.78% | -44.53% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +7.07% | +27.59% |
| Average volume | 2.68M | 474.18K |
| Shares outstanding | 580.40M | 43.62M |
| Employees | 70,053 | 1,121 |
| Sector | Finance | Health Care |
| Industry | Property-Casualty Insurers | Medical Specialities |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Progressive is about 111.0 times larger than Trupanion by market value ($126.20B vs $1.14B).
- PGR has outperformed TRUP by 29.0 percentage points over the past year.
- Trupanion trades at a higher earnings multiple (49.2x vs 10.9x trailing P/E).
- Progressive is more profitable, keeping 12.9 cents of every revenue dollar as net income versus 1.4 cents for Trupanion.
- The two companies sit in different sectors: Progressive in Finance and Trupanion in Health Care.
About Progressive
PGR stock →The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters.
Finance · Property-Casualty Insurers · 70,053 employees
About Trupanion
TRUP stock →Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, and Continental Europe. The company operates in two segments, Subscription Business and Other Business.
Health Care · Medical Specialities · 1,121 employees
PGR vs TRUP FAQ
Which is bigger, Progressive or Trupanion?
Progressive (PGR) is larger, with a market capitalization of $126.20B compared with $1.14B for Trupanion (TRUP).
Which stock has performed better over the past year, PGR or TRUP?
PGR returned -9.40% over the past 12 months, compared with -38.36% for TRUP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PGR or TRUP?
PGR has the lower trailing P/E at 10.9, versus 49.2 for TRUP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Progressive or Trupanion?
Progressive pays a dividend yielding 0.18%, while Trupanion does not currently pay a regular dividend.
Are Progressive and Trupanion in the same industry?
No. Progressive is in the Finance sector, while Trupanion is in Health Care.