Plumas Bancorp (PLBC) vs USCB Financial (USCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Plumas Bancorp (PLBC) has outperformed USCB Financial (USCB) over the past year, gaining 45.6% versus a gain of 28.2%. Over five years, USCB leads with a +74.2% price change compared with +70.9% for PLBC. Plumas Bancorp is the larger company by market cap ($426.6 million vs $407.5 million), about 1.0 times the size.
On valuation, USCB Financial trades at a lower forward P/E (9.5x vs 10.4x for Plumas Bancorp). Plumas Bancorp offers the higher dividend yield (2.06% vs 2.04%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PLBC | USCB |
|---|---|---|
| Share price | $61.30 | $22.06 |
| Market cap | $426.59M | $407.55M |
| 1-day change | -0.11% | +0.36% |
| YTD return | +37.32% | +19.33% |
| 1-year return | +45.63% | +28.24% |
| 5-year return | +70.95% | +74.17% |
| P/E ratio (TTM) | 11.97 | 14.14 |
| Forward P/E | 10.40 | 9.46 |
| EPS (TTM) | $5.12 | $1.56 |
| Dividend yield | 2.06% | 2.04% |
| Annual dividend | $1.26 | $0.45 |
| 52-week high | $64.00 | $23.89 |
| 52-week low | $39.80 | $16.36 |
| Distance from 52-week high | -4.22% | -7.64% |
| Analyst consensus | none | none |
| Avg. price target upside | +9.84% | +10.38% |
| Average volume | 54.06K | 67.20K |
| Shares outstanding | 6.96M | 18.47M |
| Employees | 238 | 216 |
| Sector | Finance | Finance |
| Industry | Finance Companies | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PLBC has outperformed USCB by 17.4 percentage points over the past year.
About Plumas Bancorp
PLBC stock →Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, and retirement accounts, as well as time and remote deposits.
Finance · Finance Companies · 238 employees
About USCB Financial
USCB stock →USCB Financial Holdings, Inc. operates as the bank holding company for U.S.
Finance · Major Banks · 216 employees
PLBC vs USCB FAQ
Which is bigger, Plumas Bancorp or USCB Financial?
Plumas Bancorp (PLBC) is larger, with a market capitalization of $426.59M compared with $407.55M for USCB Financial (USCB).
Which stock has performed better over the past year, PLBC or USCB?
PLBC returned +45.63% over the past 12 months, compared with +28.24% for USCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PLBC or USCB?
PLBC has the lower trailing P/E at 12.0, versus 14.1 for USCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Plumas Bancorp or USCB Financial?
Plumas Bancorp has the higher yield at 2.06%, compared with 2.04% for USCB Financial.
Are Plumas Bancorp and USCB Financial in the same industry?
Both are in the Finance sector, but in different industries: Finance Companies for Plumas Bancorp and Major Banks for USCB Financial.