Plumas Bancorp (PLBC) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Plumas Bancorp (PLBC) has outperformed Waterstone Financial (WSBF) over the past year, gaining 46.8% versus a gain of 30.2%. Over five years, PLBC leads with a +72.1% price change compared with -4.1% for WSBF. Plumas Bancorp is the larger company by market cap ($429.9 million vs $352.0 million), about 1.2 times the size.
On valuation, Plumas Bancorp trades at a lower forward P/E (10.5x vs 19.4x for Waterstone Financial). Waterstone Financial offers the higher dividend yield (3.27% vs 2.04%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | PLBC | WSBF |
|---|---|---|
| Share price | $61.77 | $19.58 |
| Market cap | $429.86M | $351.99M |
| 1-day change | +0.65% | +0.62% |
| YTD return | +38.22% | +18.31% |
| 1-year return | +46.79% | +30.19% |
| 5-year return | +72.06% | -4.07% |
| P/E ratio (TTM) | 12.06 | 11.32 |
| Forward P/E | 10.48 | 19.39 |
| EPS (TTM) | $5.12 | $1.73 |
| Dividend yield | 2.04% | 3.27% |
| Annual dividend | $1.26 | $0.64 |
| 52-week high | $64.00 | $21.66 |
| 52-week low | $39.80 | $14.52 |
| Distance from 52-week high | -3.48% | -9.60% |
| Analyst consensus | none | — |
| Avg. price target upside | +9.00% | — |
| Average volume | 54.06K | 75.76K |
| Shares outstanding | 6.96M | 17.98M |
| Employees | 238 | 593 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PLBC has outperformed WSBF by 16.6 percentage points over the past year.
- Waterstone Financial offers a meaningfully higher dividend yield (3.27% vs 2.04%).
About Plumas Bancorp
PLBC stock →Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, and retirement accounts, as well as time and remote deposits.
Financial Services · Banks - Regional · 238 employees
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Financial Services · Banks - Regional · 593 employees
PLBC vs WSBF FAQ
Which is bigger, Plumas Bancorp or Waterstone Financial?
Plumas Bancorp (PLBC) is larger, with a market capitalization of $429.86M compared with $351.99M for Waterstone Financial (WSBF).
Which stock has performed better over the past year, PLBC or WSBF?
PLBC returned +46.79% over the past 12 months, compared with +30.19% for WSBF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, PLBC or WSBF?
WSBF has the lower trailing P/E at 11.3, versus 12.1 for PLBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Plumas Bancorp or Waterstone Financial?
Waterstone Financial has the higher yield at 3.27%, compared with 2.04% for Plumas Bancorp.
Are Plumas Bancorp and Waterstone Financial in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.