QNB (QNBC) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Waterstone Financial (WSBF) has outperformed QNB (QNBC) over the past year, gaining 30.2% versus a gain of 30.1%. Over five years, QNBC leads with a +28.2% price change compared with -4.1% for WSBF. Waterstone Financial is the larger company by market cap ($352.0 million vs $286.6 million), about 1.2 times the size.
On valuation, Waterstone Financial trades at a lower trailing P/E (11.3x vs 13.7x for QNB). QNB offers the higher dividend yield (3.34% vs 3.27%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | QNBC | WSBF |
|---|---|---|
| Share price | $46.15 | $19.58 |
| Market cap | $286.56M | $351.99M |
| 1-day change | +1.63% | +0.62% |
| YTD return | +31.97% | +18.31% |
| 1-year return | +30.07% | +30.19% |
| 5-year return | +28.19% | -4.07% |
| P/E ratio (TTM) | 13.74 | 11.32 |
| Forward P/E | — | 19.39 |
| EPS (TTM) | $3.36 | $1.73 |
| Dividend yield | 3.34% | 3.27% |
| Annual dividend | $1.54 | $0.64 |
| 52-week high | $46.50 | $21.66 |
| 52-week low | $34.00 | $14.52 |
| Distance from 52-week high | -0.75% | -9.60% |
| Average volume | 11.01K | 75.76K |
| Shares outstanding | 6.21M | 17.98M |
| Employees | 191 | 593 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About QNB
QNBC stock →QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States.
Finance · Major Banks · 191 employees
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Finance · Savings Institutions · 593 employees
QNBC vs WSBF FAQ
Which is bigger, QNB or Waterstone Financial?
Waterstone Financial (WSBF) is larger, with a market capitalization of $351.99M compared with $286.56M for QNB (QNBC).
Which stock has performed better over the past year, QNBC or WSBF?
WSBF returned +30.19% over the past 12 months, compared with +30.07% for QNBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, QNBC or WSBF?
WSBF has the lower trailing P/E at 11.3, versus 13.7 for QNBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, QNB or Waterstone Financial?
QNB has the higher yield at 3.34%, compared with 3.27% for Waterstone Financial.
Are QNB and Waterstone Financial in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for QNB and Savings Institutions for Waterstone Financial.