Bank of Marin Bancorp (BMRC) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Waterstone Financial (WSBF) has outperformed Bank of Marin Bancorp (BMRC) over the past year, gaining 30.2% versus a gain of 13.0%. Over five years, WSBF leads with a -4.1% price change compared with -28.1% for BMRC. Bank of Marin Bancorp is the larger company by market cap ($439.5 million vs $352.0 million), about 1.2 times the size.
On valuation, Bank of Marin Bancorp trades at a lower forward P/E (11.2x vs 19.4x for Waterstone Financial). Bank of Marin Bancorp offers the higher dividend yield (3.68% vs 3.27%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BMRC | WSBF |
|---|---|---|
| Share price | $27.14 | $19.58 |
| Market cap | $439.51M | $351.99M |
| 1-day change | +1.00% | +0.62% |
| YTD return | +4.34% | +18.31% |
| 1-year return | +12.99% | +30.19% |
| 5-year return | -28.14% | -4.07% |
| P/E ratio (TTM) | — | 11.32 |
| Forward P/E | 11.23 | 19.39 |
| EPS (TTM) | $-0.90 | $1.73 |
| Dividend yield | 3.68% | 3.27% |
| Annual dividend | $1.00 | $0.64 |
| 52-week high | $30.92 | $21.66 |
| 52-week low | $22.50 | $14.52 |
| Distance from 52-week high | -12.23% | -9.60% |
| Analyst consensus | buy | — |
| Avg. price target upside | +16.43% | — |
| Average volume | 151.89K | 75.76K |
| Shares outstanding | 16.19M | 17.98M |
| Employees | 315 | 593 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WSBF has outperformed BMRC by 17.2 percentage points over the past year.
About Bank of Marin Bancorp
BMRC stock →Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services.
Finance · Major Banks · 315 employees
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Finance · Savings Institutions · 593 employees
BMRC vs WSBF FAQ
Which is bigger, Bank of Marin Bancorp or Waterstone Financial?
Bank of Marin Bancorp (BMRC) is larger, with a market capitalization of $439.51M compared with $351.99M for Waterstone Financial (WSBF).
Which stock has performed better over the past year, BMRC or WSBF?
WSBF returned +30.19% over the past 12 months, compared with +12.99% for BMRC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Bank of Marin Bancorp or Waterstone Financial?
Bank of Marin Bancorp has the higher yield at 3.68%, compared with 3.27% for Waterstone Financial.
Are Bank of Marin Bancorp and Waterstone Financial in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Bank of Marin Bancorp and Savings Institutions for Waterstone Financial.