River City Bank (RCBC) vs Southern Missouri Bancorp (SMBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
River City Bank (RCBC) has outperformed Southern Missouri Bancorp (SMBC) over the past year, gaining 41.3% versus a gain of 36.1%. Over five years, RCBC leads with a +95.4% price change compared with +50.5% for SMBC. Southern Missouri Bancorp is the larger company by market cap ($778.5 million vs $767.8 million), about 1.0 times the size.
On valuation, Southern Missouri Bancorp trades at a lower forward P/E (10.3x vs 11.0x for River City Bank). Southern Missouri Bancorp offers the higher dividend yield (1.41% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RCBC | SMBC |
|---|---|---|
| Share price | $54.87 | $70.69 |
| Market cap | $767.83M | $778.47M |
| 1-day change | +0.30% | -1.10% |
| YTD return | +24.66% | +20.89% |
| 1-year return | +41.34% | +36.06% |
| 5-year return | +95.36% | +50.49% |
| P/E ratio (TTM) | 11.70 | 10.99 |
| Forward P/E | 11.02 | 10.27 |
| EPS (TTM) | $4.69 | $6.43 |
| Dividend yield | 0.35% | 1.41% |
| Annual dividend | $0.19 | $1.00 |
| 52-week high | $55.77 | $79.86 |
| 52-week low | $38.20 | $47.60 |
| Distance from 52-week high | -1.62% | -11.49% |
| Analyst consensus | none | hold |
| Avg. price target upside | +2.07% | +13.46% |
| Average volume | 59.18K | 90.60K |
| Shares outstanding | 13.99M | 11.01M |
| Employees | — | 711 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Southern Missouri Bancorp offers a meaningfully higher dividend yield (1.41% vs 0.35%).
About River City Bank
RCBC stock →River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts.
Finance · Major Banks
About Southern Missouri Bancorp
SMBC stock →Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
Finance · Banks · 711 employees
RCBC vs SMBC FAQ
Which is bigger, River City Bank or Southern Missouri Bancorp?
Southern Missouri Bancorp (SMBC) is larger, with a market capitalization of $778.47M compared with $767.83M for River City Bank (RCBC).
Which stock has performed better over the past year, RCBC or SMBC?
RCBC returned +41.34% over the past 12 months, compared with +36.06% for SMBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RCBC or SMBC?
SMBC has the lower trailing P/E at 11.0, versus 11.7 for RCBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, River City Bank or Southern Missouri Bancorp?
Southern Missouri Bancorp has the higher yield at 1.41%, compared with 0.35% for River City Bank.
Are River City Bank and Southern Missouri Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for River City Bank and Banks for Southern Missouri Bancorp.