Rocket Companies (RKT) vs SoFi Technologies (SOFI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Rocket Companies (RKT) has outperformed SoFi Technologies (SOFI) over the past year, losing 29.7% versus a loss of 44.3%. Over five years, SOFI leads with a -19.2% price change compared with -30.6% for RKT. Rocket Companies is the larger company by market cap ($33.30 billion vs $20.16 billion), about 1.7 times the size.
On valuation, Rocket Companies trades at a lower forward P/E (13.8x vs 18.9x for SoFi Technologies). SoFi Technologies converts more of its revenue into profit, with a net margin of 77.7% versus -1.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RKT | SOFI |
|---|---|---|
| Share price | $11.76 | $15.61 |
| Market cap | $33.30B | $20.16B |
| 1-day change | +2.80% | -0.32% |
| YTD return | -40.91% | -40.18% |
| 1-year return | -29.73% | -44.35% |
| 5-year return | -30.58% | -19.20% |
| P/E ratio (TTM) | — | 31.86 |
| Forward P/E | 13.79 | 18.93 |
| EPS (TTM) | — | $0.49 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $6.70B | $619.35M |
| Revenue growth (YoY) | +31.25% | +23.10% |
| Net income (latest FY) | $-68.00M | $481.32M |
| Gross margin | — | 1.67% |
| Net margin | -1.02% | 77.71% |
| 52-week high | $24.36 | $32.73 |
| 52-week low | $10.99 | $14.88 |
| Distance from 52-week high | -51.72% | -52.31% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +45.66% | +30.24% |
| Average volume | 30.56M | 56.74M |
| Shares outstanding | 1.91B | 1.29B |
| Employees | 23,500 | 6,100 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RKT has outperformed SOFI by 14.6 percentage points over the past year.
- SoFi Technologies is more profitable, keeping 77.7 cents of every revenue dollar as net income versus -1.0 cents for Rocket Companies.
- Rocket Companies grew revenue faster in its latest fiscal year (+31.25% vs +23.10%).
About Rocket Companies
RKT stock →Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network.
Finance · Finance: Consumer Services · 23,500 employees
About SoFi Technologies
SOFI stock →SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong.
Finance · Finance: Consumer Services · 6,100 employees
RKT vs SOFI FAQ
Which is bigger, Rocket Companies or SoFi Technologies?
Rocket Companies (RKT) is larger, with a market capitalization of $33.30B compared with $20.16B for SoFi Technologies (SOFI).
Which stock has performed better over the past year, RKT or SOFI?
RKT returned -29.73% over the past 12 months, compared with -44.35% for SOFI (price return, excluding dividends). Past performance does not predict future results.
Are Rocket Companies and SoFi Technologies in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.