Rocket Companies (RKT) vs Synchrony Financial (SYF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Synchrony Financial (SYF) has outperformed Rocket Companies (RKT) over the past year, gaining 3.9% versus a loss of 27.5%. Over five years, SYF leads with a +46.9% price change compared with -28.6% for RKT. Rocket Companies is the larger company by market cap ($33.30 billion vs $23.99 billion), about 1.4 times the size.
On valuation, Synchrony Financial trades at a lower forward P/E (7.0x vs 13.8x for Rocket Companies). Synchrony Financial pays a dividend yielding 1.63%, while Rocket Companies does not currently pay one. Synchrony Financial converts more of its revenue into profit, with a net margin of 18.7% versus -1.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RKT | SYF |
|---|---|---|
| Share price | $11.76 | $73.72 |
| Market cap | $33.30B | $23.99B |
| 1-day change | +2.80% | +2.49% |
| YTD return | -39.26% | -11.64% |
| 1-year return | -27.50% | +3.87% |
| 5-year return | -28.64% | +46.91% |
| P/E ratio (TTM) | — | 7.55 |
| Forward P/E | 13.79 | 7.05 |
| EPS (TTM) | — | $9.77 |
| Dividend yield | 0.00% | 1.63% |
| Annual dividend | $0.00 | $1.20 |
| Revenue (latest FY) | $6.70B | $18.99B |
| Revenue growth (YoY) | +31.25% | -2.80% |
| Net income (latest FY) | $-68.00M | $3.55B |
| Net margin | -1.02% | 18.71% |
| 52-week high | $24.36 | $88.77 |
| 52-week low | $10.99 | $63.08 |
| Distance from 52-week high | -51.72% | -16.95% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +45.66% | +20.02% |
| Average volume | 30.81M | 3.25M |
| Shares outstanding | 1.91B | 325.37M |
| Employees | 23,500 | 20,000 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SYF has outperformed RKT by 31.4 percentage points over the past year.
- Synchrony Financial offers a meaningfully higher dividend yield (1.63% vs 0.00%).
- Synchrony Financial is more profitable, keeping 18.7 cents of every revenue dollar as net income versus -1.0 cents for Rocket Companies.
- Rocket Companies grew revenue faster in its latest fiscal year (+31.25% vs -2.80%).
About Rocket Companies
RKT stock →Rocket Companies, Inc., a fintech company, engages in the mortgage, real estate, and personal finance businesses in the United States and Canada. It operates in two segments, Direct to Consumer and Partner Network.
Finance · Finance: Consumer Services · 23,500 employees
About Synchrony Financial
SYF stock →Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans.
Finance · Finance: Consumer Services · 20,000 employees
RKT vs SYF FAQ
Which is bigger, Rocket Companies or Synchrony Financial?
Rocket Companies (RKT) is larger, with a market capitalization of $33.30B compared with $23.99B for Synchrony Financial (SYF).
Which stock has performed better over the past year, RKT or SYF?
SYF returned +3.87% over the past 12 months, compared with -27.50% for RKT (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Rocket Companies or Synchrony Financial?
Synchrony Financial pays a dividend yielding 1.63%, while Rocket Companies does not currently pay a regular dividend.
Are Rocket Companies and Synchrony Financial in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.