RLI (RLI) vs Hanover Insurance Group (THG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Hanover Insurance Group (THG) has outperformed RLI (RLI) over the past year, gaining 20.7% versus a loss of 13.8%. Over five years, THG leads with a +65.2% price change compared with +7.5% for RLI. Hanover Insurance Group is the larger company by market cap ($7.73 billion vs $5.17 billion), about 1.5 times the size, while RLI is growing revenue faster (+6.3% vs +5.7%).
On valuation, Hanover Insurance Group trades at a lower forward P/E (11.3x vs 20.9x for RLI). Hanover Insurance Group offers the higher dividend yield (1.69% vs 1.17%). RLI converts more of its revenue into profit, with a net margin of 21.4% versus 10.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RLI | THG |
|---|---|---|
| Share price | $56.30 | $221.93 |
| Market cap | $5.17B | $7.73B |
| 1-day change | +1.37% | +1.99% |
| YTD return | -12.00% | +21.43% |
| 1-year return | -13.85% | +20.67% |
| 5-year return | +7.49% | +65.20% |
| P/E ratio (TTM) | 11.83 | 10.62 |
| Forward P/E | 20.89 | 11.32 |
| EPS (TTM) | $4.76 | $20.89 |
| Dividend yield | 1.17% | 1.69% |
| Annual dividend | $0.66 | $3.75 |
| Revenue (latest FY) | $1.88B | $6.59B |
| Revenue growth (YoY) | +6.33% | +5.72% |
| Net income (latest FY) | $403.34M | $662.50M |
| Operating margin | — | 14.15% |
| Net margin | 21.43% | 10.05% |
| 52-week high | $67.12 | $236.07 |
| 52-week low | $47.26 | $166.54 |
| Distance from 52-week high | -16.12% | -5.99% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +4.80% | +6.79% |
| Average volume | 752.61K | 309.74K |
| Shares outstanding | 91.77M | 34.82M |
| Employees | 1,193 | 4,900 |
| Sector | Finance | Financial Services |
| Industry | Property-Casualty Insurers | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- THG has outperformed RLI by 34.5 percentage points over the past year.
- RLI is more profitable, keeping 21.4 cents of every revenue dollar as net income versus 10.0 cents for Hanover Insurance Group.
- The two companies sit in different sectors: RLI in Finance and Hanover Insurance Group in Financial Services.
About RLI
RLI stock →RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products.
Finance · Property-Casualty Insurers · 1,193 employees
About Hanover Insurance Group
THG stock →The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other.
Financial Services · Insurance - Property & Casualty · 4,900 employees
RLI vs THG FAQ
Which is bigger, RLI or Hanover Insurance Group?
Hanover Insurance Group (THG) is larger, with a market capitalization of $7.73B compared with $5.17B for RLI (RLI).
Which stock has performed better over the past year, RLI or THG?
THG returned +20.67% over the past 12 months, compared with -13.85% for RLI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RLI or THG?
THG has the lower trailing P/E at 10.6, versus 11.8 for RLI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, RLI or Hanover Insurance Group?
Hanover Insurance Group has the higher yield at 1.69%, compared with 1.17% for RLI.
Are RLI and Hanover Insurance Group in the same industry?
No. RLI is in the Finance sector, while Hanover Insurance Group is in Financial Services.