Lemonade (LMND) vs RLI (RLI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
RLI (RLI) has outperformed Lemonade (LMND) over the past year, losing 13.8% versus a loss of 15.5%. Over five years, RLI leads with a +9.0% price change compared with -28.3% for LMND. RLI is the larger company by market cap ($5.16 billion vs $3.62 billion), about 1.4 times the size, while Lemonade is growing revenue faster (+40.2% vs +6.3%).
RLI pays a dividend yielding 1.17%, while Lemonade does not currently pay one. RLI converts more of its revenue into profit, with a net margin of 21.4% versus -22.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LMND | RLI |
|---|---|---|
| Share price | $46.74 | $56.26 |
| Market cap | $3.62B | $5.16B |
| 1-day change | -0.33% | -0.04% |
| YTD return | -34.10% | -12.00% |
| 1-year return | -15.48% | -13.85% |
| 5-year return | -28.33% | +8.96% |
| P/E ratio (TTM) | — | 11.82 |
| Forward P/E | — | 20.87 |
| EPS (TTM) | $-1.82 | $4.76 |
| Dividend yield | 0.00% | 1.17% |
| Annual dividend | $0.00 | $0.66 |
| Revenue (latest FY) | $737.90M | $1.88B |
| Revenue growth (YoY) | +40.15% | +6.33% |
| Net income (latest FY) | $-165.50M | $403.34M |
| Net margin | -22.43% | 21.43% |
| 52-week high | $99.90 | $67.12 |
| 52-week low | $43.28 | $47.26 |
| Distance from 52-week high | -53.22% | -16.19% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +25.05% | +4.88% |
| Average volume | 1.21M | 752.61K |
| Shares outstanding | 77.40M | 91.77M |
| Employees | 1,282 | 1,193 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RLI offers a meaningfully higher dividend yield (1.17% vs 0.00%).
- RLI is more profitable, keeping 21.4 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
- Lemonade grew revenue faster in its latest fiscal year (+40.15% vs +6.33%).
About Lemonade
LMND stock →Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.
Finance · Property-Casualty Insurers · 1,282 employees
About RLI
RLI stock →RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products.
Finance · Property-Casualty Insurers · 1,193 employees
LMND vs RLI FAQ
Which is bigger, Lemonade or RLI?
RLI (RLI) is larger, with a market capitalization of $5.16B compared with $3.62B for Lemonade (LMND).
Which stock has performed better over the past year, LMND or RLI?
RLI returned -13.85% over the past 12 months, compared with -15.48% for LMND (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Lemonade or RLI?
RLI pays a dividend yielding 1.17%, while Lemonade does not currently pay a regular dividend.
Are Lemonade and RLI in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.