Eagle Financial Services (EFSI) vs Virginia National Bankshares (VABK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Virginia National Bankshares (VABK) has outperformed Eagle Financial Services (EFSI) over the past year, gaining 27.0% versus a gain of 22.5%. Over five years, VABK leads with a +38.8% price change compared with +35.3% for EFSI. Virginia National Bankshares is the larger company by market cap ($262.1 million vs $246.7 million), about 1.1 times the size.
On valuation, Virginia National Bankshares trades at a lower trailing P/E (10.5x vs 13.1x for Eagle Financial Services). Virginia National Bankshares offers the higher dividend yield (2.98% vs 2.72%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSI | VABK |
|---|---|---|
| Share price | $45.58 | $48.31 |
| Market cap | $246.66M | $262.10M |
| 1-day change | -0.39% | +0.33% |
| YTD return | +14.52% | +21.23% |
| 1-year return | +22.53% | +26.96% |
| 5-year return | +35.25% | +38.82% |
| P/E ratio (TTM) | 13.14 | 10.48 |
| Forward P/E | 13.57 | — |
| EPS (TTM) | $3.47 | $4.61 |
| Dividend yield | 2.72% | 2.98% |
| Annual dividend | $1.24 | $1.44 |
| 52-week high | $48.17 | $50.00 |
| 52-week low | $31.44 | $37.35 |
| Distance from 52-week high | -5.38% | -3.38% |
| Analyst consensus | hold | — |
| Avg. price target upside | -2.74% | — |
| Average volume | 52.22K | 7.09K |
| Shares outstanding | 5.41M | 5.43M |
| Employees | 259 | 140 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Eagle Financial Services trades at a higher earnings multiple (13.1x vs 10.5x trailing P/E).
About Eagle Financial Services
EFSI stock →Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.
Financial Services · Banks - Regional · 259 employees
About Virginia National Bankshares
VABK stock →Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services.
Financial Services · Banks - Regional · 140 employees
EFSI vs VABK FAQ
Which is bigger, Eagle Financial Services or Virginia National Bankshares?
Virginia National Bankshares (VABK) is larger, with a market capitalization of $262.10M compared with $246.66M for Eagle Financial Services (EFSI).
Which stock has performed better over the past year, EFSI or VABK?
VABK returned +26.96% over the past 12 months, compared with +22.53% for EFSI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSI or VABK?
VABK has the lower trailing P/E at 10.5, versus 13.1 for EFSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eagle Financial Services or Virginia National Bankshares?
Virginia National Bankshares has the higher yield at 2.98%, compared with 2.72% for Eagle Financial Services.
Are Eagle Financial Services and Virginia National Bankshares in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.