Renasant (RNST) vs TowneBank (TOWN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Renasant (RNST) has outperformed TowneBank (TOWN) over the past year, gaining 7.5% versus a gain of 4.8%. Over five years, TOWN leads with a +10.6% price change compared with +2.2% for RNST. Renasant is the larger company by market cap ($3.56 billion vs $3.24 billion), about 1.1 times the size.
On valuation, TowneBank trades at a lower forward P/E (9.9x vs 9.9x for Renasant). TowneBank offers the higher dividend yield (3.11% vs 2.36%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RNST | TOWN |
|---|---|---|
| Share price | $38.96 | $35.08 |
| Market cap | $3.56B | $3.24B |
| 1-day change | -0.84% | -0.54% |
| YTD return | +11.56% | +5.69% |
| 1-year return | +7.47% | +4.75% |
| 5-year return | +2.16% | +10.56% |
| P/E ratio (TTM) | 11.53 | 17.63 |
| Forward P/E | 9.91 | 9.87 |
| EPS (TTM) | $3.38 | $1.99 |
| Dividend yield | 2.36% | 3.11% |
| Annual dividend | $0.92 | $1.09 |
| Revenue (latest FY) | $985.85M | — |
| Revenue growth (YoY) | +37.72% | — |
| Net income (latest FY) | $181.27M | — |
| Net margin | 18.39% | — |
| 52-week high | $44.54 | $39.03 |
| 52-week low | $33.04 | $31.91 |
| Distance from 52-week high | -12.53% | -10.12% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +22.46% | +14.03% |
| Average volume | 637.04K | 582.14K |
| Shares outstanding | 91.40M | 92.44M |
| Employees | 3,000 | 2,932 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TowneBank trades at a higher earnings multiple (17.6x vs 11.5x trailing P/E).
About Renasant
RNST stock →Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management.
Finance · Major Banks · 3,000 employees
About TowneBank
TOWN stock →TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.
Finance · Major Banks · 2,932 employees
RNST vs TOWN FAQ
Which is bigger, Renasant or TowneBank?
Renasant (RNST) is larger, with a market capitalization of $3.56B compared with $3.24B for TowneBank (TOWN).
Which stock has performed better over the past year, RNST or TOWN?
RNST returned +7.47% over the past 12 months, compared with +4.75% for TOWN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RNST or TOWN?
RNST has the lower trailing P/E at 11.5, versus 17.6 for TOWN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Renasant or TowneBank?
TowneBank has the higher yield at 3.11%, compared with 2.36% for Renasant.
Are Renasant and TowneBank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.