United Fire Group (UFCS) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Over five years, UVE leads with a +234.4% price change compared with +150.1% for UFCS. United Fire Group is the larger company by market cap ($1.42 billion vs $1.26 billion), about 1.1 times the size. On valuation, UNIVERSAL INSURANCE HOLDINGS INC trades at a lower forward P/E (10.1x vs 11.4x for United Fire Group).
UNIVERSAL INSURANCE HOLDINGS INC offers the higher dividend yield (1.41% vs 1.31%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | UFCS | UVE |
|---|---|---|
| Share price | $55.05 | $45.25 |
| Market cap | $1.42B | $1.26B |
| 1-day change | +0.33% | +4.00% |
| YTD return | — | +33.88% |
| 1-year return | — | +50.98% |
| 5-year return | +150.11% | +234.44% |
| P/E ratio (TTM) | 10.21 | 5.95 |
| Forward P/E | 11.37 | 10.06 |
| EPS (TTM) | $5.39 | $7.60 |
| Dividend yield | 1.31% | 1.41% |
| Annual dividend | $0.72 | $0.64 |
| 52-week high | $56.74 | $45.34 |
| 52-week low | $29.85 | $27.89 |
| Distance from 52-week high | -2.98% | -0.20% |
| Average volume | 150.80K | 189.47K |
| Shares outstanding | 25.71M | 27.83M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- United Fire Group trades at a higher earnings multiple (10.2x vs 6.0x trailing P/E).
UFCS vs UVE FAQ
Which is bigger, United Fire Group or UNIVERSAL INSURANCE HOLDINGS INC?
United Fire Group (UFCS) is larger, with a market capitalization of $1.42B compared with $1.26B for UNIVERSAL INSURANCE HOLDINGS INC (UVE).
Which has the lower P/E ratio, UFCS or UVE?
UVE has the lower trailing P/E at 6.0, versus 10.2 for UFCS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, United Fire Group or UNIVERSAL INSURANCE HOLDINGS INC?
UNIVERSAL INSURANCE HOLDINGS INC has the higher yield at 1.41%, compared with 1.31% for United Fire Group.
Are United Fire Group and UNIVERSAL INSURANCE HOLDINGS INC in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.