MetaCap

Stock Yards Bancorp (SYBT) vs United Community Banks (UCB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Stock Yards Bancorp (SYBT) has outperformed United Community Banks (UCB) over the past year, gaining 7.9% versus a gain of 3.7%. Over five years, SYBT leads with a +21.1% price change compared with -2.1% for UCB. United Community Banks is the larger company by market cap ($4.02 billion vs $2.36 billion), about 1.7 times the size.

On valuation, United Community Banks trades at a lower forward P/E (10.0x vs 13.4x for Stock Yards Bancorp). United Community Banks offers the higher dividend yield (2.98% vs 1.68%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

SYBT+7.90%UCB+3.71%
+27%+7%-13%
Oct 7, 20251 yearOct 7, 2026
SYBT+23.43%UCB-1.83%
+43%+1%-42%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

SYBT versus UCB key metrics
MetricSYBTUCB
Share price$76.10$33.57
Market cap$2.36B$4.02B
1-day change+0.58%+0.92%
YTD return+16.49%+6.53%
1-year return+7.90%+3.71%
5-year return+21.11%-2.06%
P/E ratio (TTM)15.1610.97
Forward P/E13.3710.00
EPS (TTM)$5.02$3.06
Dividend yield1.68%2.98%
Annual dividend$1.28$1.00
Revenue (latest FY)—$1.06B
Revenue growth (YoY)—+11.66%
Net income (latest FY)—$328.10M
Net margin—30.86%
52-week high$89.22$37.18
52-week low$61.51$28.65
Distance from 52-week high-14.71%-9.72%
Analyst consensusnonebuy
Avg. price target upside+18.53%+19.68%
Average volume162.68K859.61K
Shares outstanding31.07M119.76M
Employees1,2703,141
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Stock Yards Bancorp trades at a higher earnings multiple (15.2x vs 11.0x trailing P/E).
  • United Community Banks offers a meaningfully higher dividend yield (2.98% vs 1.68%).

About Stock Yards Bancorp

SYBT stock →

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States.

Finance · Major Banks · 1,270 employees

About United Community Banks

UCB stock →

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States.

Finance · Major Banks · 3,141 employees

SYBT vs UCB FAQ

Which is bigger, Stock Yards Bancorp or United Community Banks?

United Community Banks (UCB) is larger, with a market capitalization of $4.02B compared with $2.36B for Stock Yards Bancorp (SYBT).

Which stock has performed better over the past year, SYBT or UCB?

SYBT returned +7.90% over the past 12 months, compared with +3.71% for UCB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, SYBT or UCB?

UCB has the lower trailing P/E at 11.0, versus 15.2 for SYBT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Stock Yards Bancorp or United Community Banks?

United Community Banks has the higher yield at 2.98%, compared with 1.68% for Stock Yards Bancorp.

Are Stock Yards Bancorp and United Community Banks in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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