United Community Banks Inc. (UCB)
NYSE: UCBFinanceMajor BanksUSD
At close: Oct 7, 4:00 PM ET · Delayed 15 min
After hours: 33.26 0.00%
UCB stock chart
Technical analysisKey statistics
All statistics- Market cap
- $3.98B
- P/E (TTM)
- 10.87
- Forward P/E
- 9.91
- EPS (TTM)
- $3.06
- Dividend yield
- 3.01% ($1.00)
- Ex-dividend date
- Sep 15, 2026
- 52-week range
- 28.65 – 37.18
- Day range
- 32.99 – 33.40
- Volume / Avg
- 994.74K / 857.82K
- Beta
- —
- Shares outstanding
- 119.76M
- Next earnings
- Oct 20, 2026
52-week range
UCB stock today
On Oct 7, UCB ended the session at $33.26, shedding $0.46 (1.36%), versus the S&P 500's 0.22% decline. At this level, UCB sits in the middle of its 52-week range of $28.65 to $37.18: 10.5% below the high, set on Jul 16, 2026 and 16.1% above the low. UCB is up 6.5% year to date, underperforming the S&P 500 (+14.0%). Over the past 12 months, the stock has gained 3.7%.
At 10.9x trailing earnings, United Community Banks trades in line with the peer-group median of 11.7x. Its forward P/E of 9.9x is lower than the trailing multiple, which means analysts expect earnings to rise over the next year. The company is scheduled to report Sep/2026 results on Oct 20 before the market opens; analysts expect EPS of $0.77. United Community Banks pays an annual dividend of $1.00 per share, a 3.01% yield at the current price.
Summary generated from market data by MetaCap's automated system. Methodology
About United Community Banks
Company profileUnited Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts.
Financial highlights
Full financialsIn fiscal 2025, United Community Banks generated $1.06 billion in revenue, up 11.7% from fiscal 2024, its 12th consecutive year of revenue growth. Net income was $328.1 million (+30.0% year over year), for a net margin of 30.9% versus a median of 28.4% in the prior 5 years. Diluted earnings per share came in at $2.62, up from $2.04.
| Fiscal year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Revenue | $1.06B | $952.12M | $893.25M | $826.15M | $744.40M |
| Growth | +11.66% | +6.59% | +8.12% | +10.98% | +28.92% |
| Net income | $328.10M | $252.40M | $187.54M | $277.47M | $269.80M |
| EPS (diluted) | $2.62 | $2.04 | $1.54 | $2.52 | $2.97 |
Analyst forecast
ForecastConsensus (7 analysts)
buy
Avg. price target
$40.17+20.78%
- Strong buy 1
- Buy 2
- Hold 4
- Sell 0
- Strong sell 0
Target range
Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.
Earnings
Earnings history- Next report
- Oct 20, 2026
- EPS estimate
- $0.77
- Last reported (Q2 2026)
- Aug 5, 2026
- EPS actual vs est.
- $0.95 vs —
Dividends
Dividend history- Annual dividend
- $1.00
- Dividend yield
- 3.01%
- Last payment
- $0.26
- Ex-dividend date
- Sep 15, 2026
United Community Banks peers
Finance sector| Company | Price | % Chg | Market cap | Compare |
|---|---|---|---|---|
| FBPFirst BanCorp. New | 26.45 | -1.42% | $4.04B | vs UCB |
| SFBSServisFirst Bancshares Inc. | 38.18 | -1.39% | $4.17B | vs UCB |
| CATYCathay General Bancorp | 59.11 | -1.75% | $3.94B | vs UCB |
| TCBITexas Capital Bancshares Inc. | 90.58 | -2.57% | $3.94B | vs UCB |
| FULTFulton Financial Corporation | 22.08 | -1.45% | $4.21B | vs UCB |
| IBOCInternational Bancshares Corporation | 68.11 | -1.20% | $4.24B | vs UCB |
| WSFSWSFS Financial Corporation | 74.75 | -1.54% | $3.84B | vs UCB |
| CVBFCVB Financial Corporation | 21.53 | -1.64% | $3.79B | vs UCB |
Indexes, lists and sector
Appears in lists
United Community Banks stock FAQ
What is United Community Banks's stock price today?
UCB last traded at $33.26 as of Oct 7, 4:00 PM EDT, down 1.36% on the day. Prices are delayed at least 15 minutes.
Does United Community Banks pay a dividend?
Yes. United Community Banks pays $1.00 per share annually, a 3.01% yield. The most recent dividend of $0.26 had an ex-dividend date of Sep 15, 2026.
When is United Community Banks's next earnings date?
United Community Banks is expected to report earnings on Tuesday, October 20, 2026. Analysts expect EPS of $0.77.
What is UCB's P/E ratio?
UCB trades at a trailing P/E ratio of 10.87 and a forward P/E of 9.91, compared with a median of 11.7 for its closest peers.
Who is United Community Banks's CEO?
Mr. Herbert Lynn Harton is the chief executive officer of United Community Banks Inc., which has about 3,141 employees.
Has UCB ever split its stock?
Yes. The most recent UCB stock split was a 1-for-5 split on Jun 20, 2011, one of 7 splits on record.
What is the UCB 52-week high?
The 52-week high for UCB is $37.18 and the 52-week low is $28.65. The stock is currently 10.5% below its high.