United Community Banks (UCB) vs WSFS Financial (WSFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
WSFS Financial (WSFS) has outperformed United Community Banks (UCB) over the past year, gaining 38.7% versus a gain of 3.7%. Over five years, WSFS leads with a +36.8% price change compared with -2.1% for UCB. United Community Banks is the larger company by market cap ($3.98 billion vs $3.84 billion), about 1.0 times the size.
On valuation, United Community Banks trades at a lower forward P/E (9.9x vs 10.7x for WSFS Financial). United Community Banks offers the higher dividend yield (3.01% vs 0.95%). United Community Banks converts more of its revenue into profit, with a net margin of 30.9% versus 27.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | UCB | WSFS |
|---|---|---|
| Share price | $33.26 | $74.75 |
| Market cap | $3.98B | $3.84B |
| 1-day change | -1.36% | -1.54% |
| YTD return | +6.53% | +35.32% |
| 1-year return | +3.71% | +38.68% |
| 5-year return | -2.06% | +36.78% |
| P/E ratio (TTM) | 10.87 | 12.52 |
| Forward P/E | 9.91 | 10.71 |
| EPS (TTM) | $3.06 | $5.97 |
| Dividend yield | 3.01% | 0.95% |
| Annual dividend | $1.00 | $0.71 |
| Revenue (latest FY) | $1.06B | $1.07B |
| Revenue growth (YoY) | +11.66% | +1.88% |
| Net income (latest FY) | $328.10M | $287.35M |
| Net margin | 30.86% | 26.96% |
| 52-week high | $37.18 | $82.94 |
| 52-week low | $28.65 | $49.92 |
| Distance from 52-week high | -10.54% | -9.87% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +20.78% | +18.29% |
| Average volume | 857.82K | 385.09K |
| Shares outstanding | 119.76M | 51.39M |
| Employees | 3,141 | 2,391 |
| Sector | Financial Services | Finance |
| Industry | Banks - Regional | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WSFS has outperformed UCB by 35.0 percentage points over the past year.
- United Community Banks offers a meaningfully higher dividend yield (3.01% vs 0.95%).
- United Community Banks grew revenue faster in its latest fiscal year (+11.66% vs +1.88%).
- The two companies sit in different sectors: United Community Banks in Financial Services and WSFS Financial in Finance.
About United Community Banks
UCB stock →United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States.
Financial Services · Banks - Regional · 3,141 employees
About WSFS Financial
WSFS stock →WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments.
Finance · Major Banks · 2,391 employees
UCB vs WSFS FAQ
Which is bigger, United Community Banks or WSFS Financial?
United Community Banks (UCB) is larger, with a market capitalization of $3.98B compared with $3.84B for WSFS Financial (WSFS).
Which stock has performed better over the past year, UCB or WSFS?
WSFS returned +38.68% over the past 12 months, compared with +3.71% for UCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, UCB or WSFS?
UCB has the lower trailing P/E at 10.9, versus 12.5 for WSFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, United Community Banks or WSFS Financial?
United Community Banks has the higher yield at 3.01%, compared with 0.95% for WSFS Financial.
Are United Community Banks and WSFS Financial in the same industry?
No. United Community Banks is in the Financial Services sector, while WSFS Financial is in Finance.