TriCo Bancshares (TCBK) vs Triumph Financial (TFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Triumph Financial (TFIN) has outperformed TriCo Bancshares (TCBK) over the past year, gaining 29.3% versus a gain of 19.0%. Over five years, TCBK leads with a +19.5% price change compared with -41.6% for TFIN. TriCo Bancshares is the larger company by market cap ($1.64 billion vs $1.49 billion), about 1.1 times the size.
On valuation, TriCo Bancshares trades at a lower forward P/E (11.7x vs 19.1x for Triumph Financial). TriCo Bancshares pays a dividend yielding 2.80%, while Triumph Financial does not currently pay one. Triumph Financial converts more of its revenue into profit, with a net margin of 1195.1% versus 227.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | TCBK | TFIN |
|---|---|---|
| Share price | $51.37 | $62.45 |
| Market cap | $1.64B | $1.49B |
| 1-day change | -1.04% | -0.53% |
| YTD return | +9.58% | +0.24% |
| 1-year return | +19.03% | +29.26% |
| 5-year return | +19.50% | -41.60% |
| P/E ratio (TTM) | 12.32 | 42.20 |
| Forward P/E | 11.75 | 19.05 |
| EPS (TTM) | $4.17 | $1.48 |
| Dividend yield | 2.80% | 0.00% |
| Annual dividend | $1.44 | $0.00 |
| Revenue (latest FY) | $53.45M | $2.12M |
| Revenue growth (YoY) | +4.12% | -46.68% |
| Net income (latest FY) | $121.56M | $25.36M |
| Net margin | 227.45% | 1195.05% |
| 52-week high | $61.71 | $83.52 |
| 52-week low | $40.44 | $46.43 |
| Distance from 52-week high | -16.76% | -25.23% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +15.85% | +24.26% |
| Average volume | 366.42K | 232.92K |
| Shares outstanding | 31.97M | 23.89M |
| Employees | 1,114 | 1,441 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TFIN has outperformed TCBK by 10.2 percentage points over the past year.
- Triumph Financial trades at a higher earnings multiple (42.2x vs 12.3x trailing P/E).
- TriCo Bancshares offers a meaningfully higher dividend yield (2.80% vs 0.00%).
- Triumph Financial is more profitable, keeping 1195.1 cents of every revenue dollar as net income versus 227.4 cents for TriCo Bancshares.
- TriCo Bancshares grew revenue faster in its latest fiscal year (+4.12% vs -46.68%).
About TriCo Bancshares
TCBK stock →TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial and retail banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts.
Finance · Major Banks · 1,114 employees
About Triumph Financial
TFIN stock →Triumph Financial, Inc., a financial holding company, provides banking, factoring, payments, and intelligence services in the United States. It offers deposit products, including checking, savings, money market, and certificates of deposit; and loan products, such as commercial real estate, commercial construction, land, and land development, residential real estate, agriculture, and consumer loans, as well as commercial and industrial loans, equipment loans, asset-based loans, business loans for working capital and operational purposes, and liquid credit loans.
Finance · Major Banks · 1,441 employees
TCBK vs TFIN FAQ
Which is bigger, TriCo Bancshares or Triumph Financial?
TriCo Bancshares (TCBK) is larger, with a market capitalization of $1.64B compared with $1.49B for Triumph Financial (TFIN).
Which stock has performed better over the past year, TCBK or TFIN?
TFIN returned +29.26% over the past 12 months, compared with +19.03% for TCBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, TCBK or TFIN?
TCBK has the lower trailing P/E at 12.3, versus 42.2 for TFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, TriCo Bancshares or Triumph Financial?
TriCo Bancshares pays a dividend yielding 2.80%, while Triumph Financial does not currently pay a regular dividend.
Are TriCo Bancshares and Triumph Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.