AFLAC Cash Flow Statement
NYSE: AFLFinanceAccident &Health InsuranceUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
AFLAC free cash flow
In fiscal 2025, AFLAC generated $2.56 billion of operating cash flow. That left free cash flow of $2.56 billion, a free-cash-flow margin of 14.9% of revenue. Free cash flow was down 5.6% from the prior year's $2.71 billion.
AFLAC returned $4.73 billion to shareholders: $1.20 billion in dividends and $3.53 billion in share repurchases, equal to 185% of free cash flow. Free cash flow covered dividend payments 2.1 times.
Summary generated from market data by MetaCap's automated system. Methodology
AFLAC cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 3.65B | 5.44B | 4.66B | 4.42B | 4.23B | 4.78B | 3.30B | 2.92B | 4.60B | 2.66B |
| Net Income growth (YoY) | -33.01% | +16.83% | +5.45% | +4.42% | -11.45% | +44.61% | +13.15% | -36.58% | +73.15% | +4.97% |
| Depreciation & Amortization | 36.00M | 40.00M | 39.00M | 45.00M | 45.00M | 41.00M | 41.00M | 49.00M | 53.00M | 54.00M |
| Change in Working Capital | -66.00M | 51.00M | -133.00M | 5.00M | 72.00M | 58.00M | -32.00M | -55.00M | -91.00M | 42.00M |
| Operating Cash Flow | 2.56B | 2.71B | 3.19B | 3.88B | 5.05B | 5.96B | 5.46B | 6.01B | 6.13B | 5.99B |
| Investing Cash Flow | 1.56B | 2.78B | 817.00M | -1.54B | -2.38B | -4.62B | -3.17B | -3.58B | -5.43B | -3.85B |
| Dividends Paid | -1.20B | -1.09B | -966.00M | -979.00M | -855.00M | -769.00M | -771.00M | -793.00M | -661.00M | -658.00M |
| Share Repurchases | -3.53B | -2.80B | -2.80B | -2.40B | -2.30B | -1.54B | -1.63B | -1.30B | -1.35B | -1.42B |
| Debt Issued | 1.04B | 823.00M | 204.00M | 1.28B | 1.15B | 1.54B | 615.00M | 1.02B | 1.04B | 986.00M |
| Debt Repaid | -84.00M | -194.00M | 0 | -1.42B | -700.00M | -350.00M | 0 | -550.00M | -1.16B | -610.00M |
| Financing Cash Flow | -4.07B | -3.49B | -3.72B | -3.55B | -2.74B | -1.11B | -1.71B | -1.62B | -2.06B | -1.62B |
| Net Change in Cash | 16.00M | 1.92B | 363.00M | -1.11B | -90.00M | 245.00M | 559.00M | 846.00M | -1.37B | 509.00M |
| Free Cash Flow | 2.56B | 2.71B | 3.19B | 3.88B | 5.05B | 5.96B | 5.46B | 6.01B | 6.13B | 5.99B |
This table shows 10 annual periods of AFLAC's cash flow statement, from FY 2025 back to FY 2016, across 12 line items including net income, depreciation & amortization, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow AFL's reporting calendar. What is a cash flow statement?