Amalgamated Financial Financial Ratios
NASDAQ: AMALFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Amalgamated Financial ratio analysis
Amalgamated Financial earned a net margin of 31.8% in FY 2025, down from 33.7% a year earlier. Return on equity reached 13.1%, meaning Amalgamated Financial generated 0.13 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, AMAL traded at 9.4 times earnings; across the 8 fiscal years shown, its year-end P/E ranged from 8.8 to 13.1, with a median of 9.6.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Amalgamated Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 9.37 | 9.76 | 9.42 | 8.83 | 9.98 | 9.28 | 13.05 | 13.11 |
| Price / sales | 2.95 | 3.25 | 2.83 | 2.69 | 2.57 | 1.94 | 3.11 | 3.26 |
| Price / book | 1.22 | 1.45 | 1.41 | 1.40 | 0.93 | 0.80 | 1.24 | 1.32 |
| Net margin | 31.8% | 33.7% | 30.3% | 30.9% | 26.1% | 20.9% | 24.1% | 25.1% |
| Free cash flow margin | 40.9% | 38.7% | 39.8% | 55.2% | 33.6% | 29.1% | 42.2% | 16.6% |
| Return on equity (ROE) | 13.1% | 15.0% | 15.0% | 16.0% | 9.4% | 8.6% | 9.6% | 10.2% |
| Return on assets (ROA) | 1.2% | 1.3% | 1.1% | 1.0% | 0.7% | 0.8% | 0.9% | — |
| Debt / equity | — | — | — | — | — | 0.00 | 0.15 | — |
| Revenue growth | 4.1% | 8.6% | 10.2% | 30.1% | -8.1% | 12.7% | 10.0% | — |
| EPS growth | -0.9% | 20.3% | 9.6% | 55.4% | 13.5% | 0.7% | 0.7% | — |