Amalgamated Financial Cash Flow Statement
NASDAQ: AMALFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Amalgamated Financial free cash flow
In fiscal 2025, Amalgamated Financial generated $135.8 million of operating cash flow and spent $1.4 million on capital expenditures. That left free cash flow of $134.4 million, a free-cash-flow margin of 40.9% of revenue. Free cash flow was up 9.9% from the prior year's $122.3 million.
Amalgamated Financial returned $49.5 million to shareholders: $17.2 million in dividends and $32.3 million in share repurchases, equal to 37% of free cash flow. Free cash flow covered dividend payments 7.8 times.
Summary generated from market data by MetaCap's automated system. Methodology
Amalgamated Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Net Income | 104.45M | 106.43M | 87.98M | 81.48M | 52.94M | 46.19M | 47.20M | 44.65M |
| Net Income growth (YoY) | -1.87% | +20.98% | +7.98% | +53.91% | +14.61% | -2.15% | +5.71% | — |
| Depreciation & Amortization | 6.22M | 4.70M | 5.51M | 9.30M | 3.64M | 6.19M | 4.63M | 4.20M |
| Stock-Based Compensation | 6.92M | 5.53M | 4.69M | 2.68M | 1.80M | 2.39M | 2.44M | 920.00K |
| Change in Working Capital | -78.00K | -18.69M | 11.92M | 13.35M | -3.63M | 6.91M | 30.61M | -25.35M |
| Operating Cash Flow | 135.78M | 124.06M | 117.22M | 147.32M | 70.54M | 65.77M | 83.46M | 31.02M |
| Capital Expenditures | -1.38M | -1.77M | -1.48M | -1.67M | -2.40M | -1.61M | -753.00K | -1.43M |
| Investing Cash Flow | -378.02M | -315.95M | -134.41M | -1.20B | -865.41M | -755.14M | -545.88M | -258.31M |
| Dividends Paid | -17.20M | -14.23M | -12.33M | -11.21M | -9.98M | -9.99M | -8.30M | -1.93M |
| Share Repurchases | -32.35M | -1.13M | -8.31M | -12.48M | -2.92M | -7.00M | -5.79M | 0 |
| Financing Cash Flow | 472.70M | 162.06M | 44.21M | 788.22M | 1.09B | 605.60M | 504.12M | 191.67M |
| Net Change in Cash | 230.47M | -29.82M | 27.03M | -266.94M | 291.72M | -83.77M | 41.69M | -35.61M |
| Free Cash Flow | 134.40M | 122.29M | 115.75M | 145.65M | 68.14M | 64.16M | 82.71M | 29.59M |
This table shows 8 annual periods of Amalgamated Financial's cash flow statement, from FY 2025 back to FY 2018, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow AMAL's reporting calendar. What is a cash flow statement?