Amalgamated Financial Financial Statements
NASDAQ: AMALFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Amalgamated Financial revenue and earnings
In fiscal 2025, Amalgamated Financial generated $328.7 million in revenue, up 4.1% from fiscal 2024, its 4th consecutive year of revenue growth. Net income was $104.4 million (-1.9% year over year), for a net margin of 31.8% versus a median of 30.3% in the prior 5 years. Diluted earnings per share came in at $3.41, down from $3.44.
Over the last 5 fiscal years, AMAL's revenue has grown at a 8.3% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Amalgamated Financial income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 328.72M | 315.64M | 290.65M | 263.74M | 202.69M | 220.62M | 195.84M | 178.06M |
| Revenue growth (YoY) | +4.14% | +8.60% | +10.20% | +30.12% | -8.13% | +12.65% | +9.98% | — |
| Operating Expenses | 172.25M | 159.77M | 151.25M | 140.57M | 132.25M | 133.89M | 127.83M | 128.00M |
| Interest Expense | 124.44M | 118.87M | 96.77M | 18.65M | 6.22M | 10.48M | 19.32M | 14.22M |
| Pretax Income | 140.16M | 145.59M | 124.73M | 108.16M | 70.72M | 61.94M | 64.17M | 50.32M |
| Income Tax | 35.71M | 39.16M | 36.75M | 26.69M | 17.79M | 15.76M | 16.97M | 5.67M |
| Net Income | 104.45M | 106.43M | 87.98M | 81.48M | 52.94M | 46.19M | 47.20M | 44.65M |
| Net Income growth (YoY) | -1.87% | +20.98% | +7.98% | +53.91% | +14.61% | -2.15% | +5.71% | — |
| EPS (Basic) | 3.44 | 3.48 | 2.88 | 2.64 | 1.70 | 1.48 | 1.49 | 1.47 |
| EPS (Diluted) | 3.41 | 3.44 | 2.86 | 2.61 | 1.68 | 1.48 | 1.47 | 1.46 |
| Shares Outstanding (Basic) | 30.33M | 30.59M | 30.55M | 30.82M | 31.10M | 31.13M | 31.73M | 30.37M |
| Shares Outstanding (Diluted) | 30.63M | 30.94M | 30.79M | 31.19M | 31.51M | 31.23M | 32.20M | 30.63M |
| Net Margin | 31.77% | 33.72% | 30.27% | 30.89% | 26.12% | 20.94% | 24.10% | 25.08% |
This table shows 8 annual periods of Amalgamated Financial's income statement, from FY 2025 back to FY 2018, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow AMAL's reporting calendar. What is a income statement?