Bank of America Financial Ratios
NYSE: BACFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Bank of America ratio analysis
Bank of America earned a net margin of 27.0% in FY 2025, up from 25.5% a year earlier. Return on equity reached 10.1%, meaning Bank of America generated 0.10 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 1.12 versus 1.05 the year before.
At the end of FY 2025, BAC traded at 14.7 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 9.8 to 18.9, with a median of 13.4. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Bank of America financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 14.69 | 14.05 | 11.04 | 10.38 | 12.46 | 16.21 | 12.69 | 9.80 | 18.92 | 14.83 |
| Price / sales | 3.72 | 3.33 | 2.63 | 2.83 | 4.24 | 3.10 | 3.59 | 2.84 | 3.45 | 2.72 |
| Price / book | 1.39 | 1.20 | 0.93 | 0.98 | 1.40 | 0.97 | 1.24 | 0.97 | 1.13 | 0.85 |
| Net margin | 27.0% | 25.5% | 25.6% | 29.0% | 35.9% | 20.9% | 30.1% | 30.9% | 20.9% | 21.3% |
| Free cash flow margin | 11.2% | -8.3% | 43.8% | -6.7% | -8.1% | 44.4% | 67.7% | 43.4% | 11.3% | 20.6% |
| Return on equity (ROE) | 10.1% | 9.2% | 9.1% | 10.1% | 11.8% | 6.6% | 10.4% | 10.6% | 6.8% | 6.7% |
| Return on assets (ROA) | 0.9% | 0.8% | 0.8% | 0.9% | 1.0% | 0.6% | 1.1% | 1.2% | 0.8% | 0.8% |
| Debt / equity | 1.12 | 1.05 | 1.09 | 1.05 | 1.04 | 0.96 | 0.91 | 0.86 | 0.85 | 0.81 |
| Revenue growth | 6.8% | 3.0% | 8.2% | 6.6% | 4.2% | -6.3% | 0.2% | 4.5% | 4.1% | 0.9% |
| EPS growth | 19.4% | 4.6% | -4.4% | -10.6% | 90.9% | -32.0% | 5.4% | 67.3% | 4.7% | 13.7% |