Bank of America Cash Flow Statement
NYSE: BACFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Bank of America free cash flow
In fiscal 2025, Bank of America generated $12.61 billion of operating cash flow. That left free cash flow of $12.61 billion, a free-cash-flow margin of 11.2% of revenue. Bank of America returned $31.00 billion to shareholders: $9.56 billion in dividends and $21.43 billion in share repurchases, equal to 246% of free cash flow.
Free cash flow covered dividend payments 1.3 times.
Summary generated from market data by MetaCap's automated system. Methodology
Bank of America cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 30.51B | 26.97B | 26.30B | 27.53B | 31.98B | 17.89B | 27.43B | 28.15B | 18.23B | 17.82B |
| Net Income growth (YoY) | +13.11% | +2.54% | -4.44% | -13.92% | +78.71% | -34.76% | -2.55% | +54.38% | +2.30% | +12.02% |
| Depreciation & Amortization | 2.31B | 2.19B | 2.06B | 1.98B | 1.90B | 1.84B | 1.73B | 2.06B | 2.10B | — |
| Stock-Based Compensation | 4.00B | 3.43B | 2.94B | 2.86B | 2.77B | 2.03B | 1.97B | 1.73B | 1.65B | 1.37B |
| Change in Working Capital | -19.58B | -4.51B | -24.30B | 20.80B | -34.45B | -12.88B | -11.11B | 11.92B | -20.09B | -14.10B |
| Operating Cash Flow | 12.61B | -8.80B | 44.98B | -6.33B | -7.19B | 37.99B | 61.78B | 39.52B | 9.86B | 17.28B |
| Investing Cash Flow | -145.16B | -90.69B | -35.39B | -2.53B | -313.29B | -177.66B | -80.63B | -71.47B | -51.54B | -62.28B |
| Dividends Paid | -9.56B | -9.50B | -9.09B | -8.58B | -8.05B | -7.73B | -5.93B | -6.89B | -5.70B | -4.19B |
| Share Repurchases | -21.43B | -13.10B | -4.58B | -5.07B | -25.13B | -7.03B | -28.14B | -20.09B | -12.81B | -5.11B |
| Debt Issued | 99.87B | 56.68B | 65.40B | 65.91B | 76.67B | 57.01B | 52.42B | 64.28B | 53.49B | 35.54B |
| Debt Repaid | -76.03B | -70.41B | -44.57B | -34.05B | -46.83B | -47.95B | -50.79B | -53.05B | -49.48B | -51.62B |
| Financing Cash Flow | 69.95B | 60.37B | 93.34B | -106.04B | 291.65B | 355.82B | 3.38B | 53.12B | 49.27B | 33.15B |
| Net Change in Cash | -58.27B | -42.96B | 102.87B | -118.02B | -32.24B | 218.90B | -15.84B | 19.97B | 9.70B | -11.62B |
| Free Cash Flow | 12.61B | -8.80B | 44.98B | -6.33B | -7.19B | 37.99B | 61.78B | 39.52B | 9.86B | 17.28B |
This table shows 10 annual periods of Bank of America's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow BAC's reporting calendar. What is a cash flow statement?