Bank First Cash Flow Statement
NASDAQ: BFCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Bank First free cash flow
In fiscal 2025, Bank First generated $62.5 million of operating cash flow and spent $11.4 million on capital expenditures. That left free cash flow of $51.0 million, a free-cash-flow margin of 29.4% of revenue. Free cash flow was down 12.9% from the prior year's $58.6 million.
Bank First returned $74.5 million to shareholders: $52.5 million in dividends and $22.0 million in share repurchases, equal to 146% of free cash flow. Free cash flow covered dividend payments 1.0 times.
Summary generated from market data by MetaCap's automated system. Methodology
Bank First cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 71.50M | 65.56M | 74.51M | 45.21M | 45.44M | 38.05M | 26.69M | 25.46M | 15.31M | 14.91M |
| Net Income growth (YoY) | +9.05% | -12.01% | +64.80% | -0.51% | +19.44% | +42.53% | +4.86% | +66.24% | +2.68% | — |
| Depreciation & Amortization | 2.40M | 2.30M | 2.10M | 1.70M | 1.78M | 1.51M | — | — | — | — |
| Stock-Based Compensation | 2.14M | 2.17M | 2.14M | 1.66M | 1.39M | 1.08M | 685.00K | 556.00K | 465.00K | 419.00K |
| Change in Working Capital | -3.71M | 2.85M | 13.91M | 470.00K | -3.15M | 4.56M | 548.00K | 1.53M | 4.73M | 822.00K |
| Operating Cash Flow | 62.48M | 65.85M | 52.95M | 40.01M | 40.28M | 43.96M | 22.65M | 23.05M | 18.32M | 14.41M |
| Capital Expenditures | -11.44M | -7.22M | -13.48M | -6.87M | -8.72M | -8.37M | -7.27M | -7.93M | -2.83M | -1.27M |
| Investing Cash Flow | -15.97M | -252.94M | 269.00M | -177.81M | -93.89M | -206.03M | -106.15M | -30.10M | -41.42M | -83.03M |
| Dividends Paid | -52.50M | -15.56M | -11.96M | -7.82M | -8.73M | -6.15M | -5.46M | -4.53M | -4.05M | -3.67M |
| Share Repurchases | -22.04M | -31.93M | -10.05M | -14.31M | -8.27M | -4.37M | -4.21M | -10.45M | -3.63M | -2.59M |
| Debt Issued | — | — | — | — | — | — | 34.00M | 1.21B | 476.50M | 325.40M |
| Debt Repaid | — | — | — | — | — | -7.00M | 0 | 0 | -476.50M | -325.40M |
| Financing Cash Flow | -64.64M | 200.95M | -193.82M | -39.71M | 180.24M | 245.83M | 62.21M | 12.81M | 44.92M | 63.13M |
| Net Change in Cash | -18.13M | 13.86M | 128.12M | -177.51M | 126.64M | 83.77M | -21.29M | 5.77M | 21.82M | -5.49M |
| Free Cash Flow | 51.04M | 58.62M | 39.46M | 33.14M | 31.57M | 35.59M | 15.38M | 15.13M | 15.50M | 13.14M |
This table shows 10 annual periods of Bank First's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow BFC's reporting calendar. What is a cash flow statement?